
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil always makes a complicated process as stress free as possible for us!
Reply from Phil Scaglia
March 6th, 2025 10:12 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Jim Yarrington has received a review with 5 star rating from Aaron M
Reply from Owner
June 19th, 2025 12:05 PM
Aaron, I hope you are enjoying the new home
Clear communication and fast service worked weekends and late nights to move the process along and when needing information a phone call was given to explain what was needed promptly and helped navigate hurdles
Reply from Jim Yarrington
March 6th, 2025 07:38 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
I am self employed. Knowing this, Phil tackled all of the tricky items up front. Using their software to upload was very easy. And, Phil sent everything to underwriting well in advance of our closing to make sure they would sign off. We had...
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Reply from Phil Scaglia
March 6th, 2025 06:08 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
I am self employed. Knowing this, Phil tackled all of the tricky items up front. Using their software to upload was very easy. And, Phil sent everything to underwriting well in advance of our closing to make sure they would sign off. We had...
read more
Reply from Owner
October 3rd, 2025 12:00 AM
Damon, we are glad to hear that Phil was able to assist you in your home buying journey. Thank you for choosing First State Bank Mortgage!
Everything!
Reply from Kelly Whitwood
February 27th, 2025 05:20 PM
I am so glad you had a great experience! I loved working with you guys again.
Stay well and enjoy your Spring right around the corner.
We haven't purchased a home in 32 years and Tracy and team were very personable , knowledgeable and patient with our questions. The week prior to closing we had an unanticipated health event and Tracy bent over backwards to come up with options...
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Reply from Tracy Geer
March 4th, 2025 03:27 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Very pleased to have been chosen to work with Maggi, an excellent person and very dedicated to her work.
Reply from Maggie Rivera
March 4th, 2025 01:19 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Jim Yarrington has received a review with 5 star rating from Adan Q
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five stars, Adan!
Michelle is the nicest person. She is very knowledgeable, fun to work with, & very professional. I will be recommending everyone to her!
Reply from Owner
June 24th, 2025 12:59 AM
Awe thank you so much! I would be honored to help any of your friends or family!
2801–2810 of 12254
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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