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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • R
    Russell E M
    EUREKA SPRINGS, AR
    Posted on March 4th, 2025 05:44 AM
    It just was, expeditiously and painlessly and highly professionally so! Our deepest and sincerest thanks to you both!
    Reply from Matt & Betsy Maassen
    March 9th, 2025 05:46 AM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • M
    Maxwell D G
    Olathe, KS
    Posted on March 4th, 2025 01:47 AM
    Our experience with Phil was easy, streamlined, and efficient from beginning to end. We always felt like we were in good hands working with Phil, and we were able to close quickly with a down payment that worked in our budget. Thank you, Phil!...
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    Reply from Phil Scaglia
    March 9th, 2025 01:50 AM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • K
    Karson L
    Kansas City, MO
    Posted on March 3rd, 2025 04:41 PM
    We had an amazing experience working with Tracy during the purchase of our first home. She made the entire mortgage process smooth and easy to understand, always taking the time to answer our questions and keep us updated. Her professionalism...
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    Reply from Tracy Geer
    March 8th, 2025 04:44 PM
    Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
  • J
    Jason T
    Fayetteville, AR
    Posted on March 3rd, 2025 04:06 PM
    This is the third home mortgage process that we have worked with FSB through Jenny. The experience and communication is always great and professional. We trust and know that everything will be done right with the best rate we can get. That...
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    Reply from Jenny Zillner
    March 8th, 2025 04:09 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • R
    Roy M
    Saint Louis, MO
    Posted on March 3rd, 2025 03:09 PM
    Beau is outstanding at communicating and managing the expectations of his customers -- my homebuying and lending experience was a breeze in no small part due to the efforts of him and his staff.
    Reply from Beau House
    March 8th, 2025 03:13 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
  • E
    Emily A K
    Olathe, KS
    Posted on March 3rd, 2025 04:02 AM
    Phil was such a great help to us during this process. He was efficient, transparent and easy to work with!
    Reply from Phil Scaglia
    March 8th, 2025 04:04 AM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • K
    Karson L
    Posted on March 3rd, 2025 12:00 AM
    We had an amazing experience working with Tracy during the purchase of our first home. She made the entire mortgage process smooth and easy to understand, always taking the time to answer our questions and keep us updated. Her professionalism...
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    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you for the kind words, Karson! We’re happy that Tracy could make the process smooth and simple!
  • J
    Jay T
    Posted on March 3rd, 2025 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Jay T
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Jay, thank you for reviewing us!
  • P
    Phoebe E S
    Olathe, KS
    Posted on March 2nd, 2025 05:02 PM
    Friendly and knowledgable team of people with a smart online system to back them up and help easily gather all of the information that was needed for our application process.
    Reply from Scott and Traci Turner
    March 2nd, 2025 05:19 PM
    Thank you! Congrats on your new home!
  • B
    Becky R L
    Kansas City, MO
    Posted on March 1st, 2025 10:21 PM
    Phil and his team once again delivered with professionalism, excellent guidance, and critical follow-through. And, they all went the extra mile for us we are positive! I can't say enough how pleased we were with the entire experience.
    Reply from Phil Scaglia
    March 6th, 2025 10:22 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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