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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • D
    Dylan S
    Kansas City, MO
    Posted on March 11th, 2025 02:21 AM
    Phil and his team made this process so seamless and provided thorough communication.
    Reply from Phil Scaglia
    March 16th, 2025 02:23 AM
    I really appreciate the feedback and look forward to working with you again.
  • M
    Mallory B
    Posted on March 11th, 2025 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Mallory B
    Reply from Owner
    October 3rd, 2025 12:00 AM
    We appreciate the five stars, Mallory!
  • D
    Danielle R
    Lees Summit, MO
    Posted on March 10th, 2025 10:18 PM
    Barry answered all my questions. As a first time homebuyer, I really appreciated his advice. Barry and his team did an excellent job! Barry also helped me find an outstanding buyer's agent.
    Reply from Barry Allen
    March 15th, 2025 10:21 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • T
    TJ B
    Holden, MO
    Posted on March 10th, 2025 02:15 PM
    Outstanding support during the process and gave me updates in a timely manner.
    Reply from Todd Hedger
    March 10th, 2025 02:25 PM
    Thanks so much, TJ! I'm thrilled to hear that you found the support outstanding and appreciated the timely updates. It was a pleasure working with you, and I'm glad I could make the process smooth and clear. If you ever need anything else,...
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  • M
    Michael F W
    GRAVOIS MILLS, MO
    Posted on March 10th, 2025 01:29 PM
    People still have to maintain there jobs through this process and dont need to receive emails from the home office of the bank every 10 minutes with list they need to accomplish immeadiately
    Reply from Gerry Phillips
    March 14th, 2025 03:03 AM
    Hi Michael,I appreciate your feedback and understand how overwhelming it can be to receive constant emails with immediate tasks. At First State Bank of St. Charles, we're actively working on improving our communication process to ensure it...
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  • for
    Chesterfield
    google
    N
    Noah S
    Posted on March 10th, 2025 12:00 AM
    My wife and I were first time homebuyers, very unfamiliar with the process. Rick and team were extremely responsive and thorough, we felt put at ease through the entire process and very well informed as to what variables were at play within...
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    Reply from Owner
    August 7th, 2025 12:00 AM
    Noah, thank you for the amazing review! We are glad that Rick and our home lending team could help you throughout the home-buying process. We appreciate your business!
  • J
    James D B
    BASEHOR, KS
    Posted on March 9th, 2025 02:57 PM
    Jenny was amazing and is very hard working. Great to work with and helped us out tremendously.
    Reply from Jenny Zillner
    March 14th, 2025 02:57 PM
    I enjoyed working with you on your home refinance. Thanks for the great feedback.
  • N
    Noah A S
    COLUMBIA, MO
    Posted on March 9th, 2025 02:25 PM
    My wife and I were first time homebuyers, very unfamiliar with the process. Rick and team were extremely responsive and thorough, we felt put at ease through the entire process and very well informed as to what variables were at play within...
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    Reply from Rick Whisman
    March 10th, 2025 01:40 PM
    Noah, thanks so much for your feedback and input. It was a please to help you and Olivia into your first home.
  • R
    Rebecca L D
    O FALLON, MO
    Posted on March 8th, 2025 03:21 PM
    great experience
    Reply from Don MacPherson
    March 13th, 2025 03:25 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • S
    S D H
    PRAIRIE VILLAGE, KS
    Posted on March 8th, 2025 03:03 PM
    Everybody was so nice and made the whole transaction perfect!
    Reply from Kelly Whitwood
    March 9th, 2025 11:24 PM
    Thank you so much, Dane. I enjoyed working with you both.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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