
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil and his team made this process so seamless and provided thorough communication.
Reply from Phil Scaglia
March 16th, 2025 02:23 AM
I really appreciate the feedback and look forward to working with you again.
Jim Yarrington has received a review with 5 star rating from Mallory B
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the five stars, Mallory!
Barry answered all my questions. As a first time homebuyer, I really appreciated his advice. Barry and his team did an excellent job! Barry also helped me find an outstanding buyer's agent.
Reply from Barry Allen
March 15th, 2025 10:21 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Outstanding support during the process and gave me updates in a timely manner.
Reply from Todd Hedger
March 10th, 2025 02:25 PM
Thanks so much, TJ! I'm thrilled to hear that you found the support outstanding and appreciated the timely updates. It was a pleasure working with you, and I'm glad I could make the process smooth and clear. If you ever need anything else,...
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People still have to maintain there jobs through this process and dont need to receive emails from the home office of the bank every 10 minutes with list they need to accomplish immeadiately
Reply from Gerry Phillips
March 14th, 2025 03:03 AM
Hi Michael,I appreciate your feedback and understand how overwhelming it can be to receive constant emails with immediate tasks. At First State Bank of St. Charles, we're actively working on improving our communication process to ensure it...
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My wife and I were first time homebuyers, very unfamiliar with the process. Rick and team were extremely responsive and thorough, we felt put at ease through the entire process and very well informed as to what variables were at play within...
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Reply from Owner
August 7th, 2025 12:00 AM
Noah, thank you for the amazing review! We are glad that Rick and our home lending team could help you throughout the home-buying process. We appreciate your business!
Jenny was amazing and is very hard working. Great to work with and helped us out tremendously.
Reply from Jenny Zillner
March 14th, 2025 02:57 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
My wife and I were first time homebuyers, very unfamiliar with the process. Rick and team were extremely responsive and thorough, we felt put at ease through the entire process and very well informed as to what variables were at play within...
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Reply from Rick Whisman
March 10th, 2025 01:40 PM
Noah, thanks so much for your feedback and input. It was a please to help you and Olivia into your first home.
great experience
Reply from Don MacPherson
March 13th, 2025 03:25 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Everybody was so nice and made the whole transaction perfect!
Reply from Kelly Whitwood
March 9th, 2025 11:24 PM
Thank you so much, Dane. I enjoyed working with you both.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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