
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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The communication of the expanse of friendly, timely and well organized. Thank you.
Reply from Scott and Traci Turner
March 19th, 2025 04:50 PM
I really appreciate the feedback and look forward to working with you again.
Thank you, Phil!
Reply from Phil Scaglia
March 19th, 2025 02:46 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
This is our second time working with Phil, and I am once again blown away by how knowledgeable he is about the mortgage process. Phil is extremely communicative, quick to respond to any question or concern, and really made us feel comfortable...
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Reply from Phil Scaglia
March 19th, 2025 02:18 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Scott, Traci, and Jody were all very responsive, efficient, and expedient.
Easy and stress free experience.
Reply from Scott and Traci Turner
March 18th, 2025 12:52 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
We had an excellent experience working with Beau as our loan officer. From the start, he made the entire process smooth and stress-free. Beau was always available to answer any questions we had, no matter how big or small. His responsiveness...
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Reply from Beau House
March 17th, 2025 07:09 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Everything was so easy and smooth and communication was great
Reply from Matt & Betsy Maassen
March 16th, 2025 04:38 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil is easy to work with and on top of all the complexities of home financing.
Reply from Phil Scaglia
March 16th, 2025 03:34 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Kelly just does a terrific job of being responsive & professional and getting the job done. We've enjoyed working with her on 2 separate occasions now.
Reply from Kelly Whitwood
March 11th, 2025 05:41 PM
Thank you, Andrew. I appreciate the opportunity to have worked with you and Jennifer on your new home, and for previous transactions as well. Hope you enjoy making special memories with your family! Happy Spring!
The overall task, the communication and a timely manner, and to finish the process
Reply from Scott and Traci Turner
March 16th, 2025 03:06 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Terry and Peter were both kind, understanding, supportive, and helpful throughout the entire loan approval, and documentation process. As a first time home buyer , there were stages in the journey where I felt a little overwhelmed by the prosect...
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Reply from Terry & Peter O'Neill
March 16th, 2025 05:26 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
2761–2770 of 12254
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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