
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Jim was so helpful throughout the whole process! He always had time to take my call and explain things to me. I would absolutely recommend Jim!
Reply from Owner
March 19th, 2025 09:24 PM
Emily, thank you for the kind words. It was such a delight to help you with your house purchase and I am delighted that you are enjoying the new home!
Y
Michelle and her team are so responsive and get things done! As a realtor, It is important that my preferred lender takes care of my clients like I do, communicate effectively with consistent follow up throughout the process and make my clients...
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Reply from Owner
April 25th, 2025 04:31 PM
Thank you Maggie! Its a team effort and we couldn't do what we do without your amazing partnership!
Very open and direct with his communication. Always answered questions quickly in a way I could understand
Reply from Russ Bray
March 19th, 2025 07:47 PM
Congrats on the new home purchase! Glad you are finally getting all settled.
Tracy and Roni were very patient and available always for answers when I had questions. When they promise to get back they do exactly that.
Reply from Tracy Geer
March 24th, 2025 12:05 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Kelly and her team had amazing expertis, stayed in constant contact and went way beyond my expectation.
Reply from Kelly Whitwood
March 19th, 2025 04:46 PM
Thank you so much James. I really enjoyed working with you and Michele.
Hope you create many special memories at your new home!
Very easy process and great/friendly communication from the team.
Reply from Scott and Traci Turner
March 18th, 2025 09:03 PM
Thanks Kevin! Congratulations on your new home!
Communication was great, process was easy!
Reply from Phil Scaglia
March 23rd, 2025 02:37 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
I have purchased many homes in my life but Kelly and her team exceeded all of my expectations. These folks were amazing to work with
Reply from Owner
October 3rd, 2025 12:00 AM
James, we are proud you chose First State Bank Mortgage! Thank you for sharing your experience with Kelly and our lending team!
Jim provided us with several scenarios and in-depth options/overviews to really understand how this financial commitment woulf affect us. I could not recommend Jim enough to any potential homebuyer. It is very apparent that he cares for his...
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Reply from Jim Yarrington
March 22nd, 2025 02:48 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
He was always willing to answer our questions. He found time for us, and made sure that we got the an excellant loan and interest rate. We wouldn't of been able to get the house of our dreams without Gerry!
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Reply from Gerry Phillips
March 16th, 2025 08:11 PM
Blake... You & Sydney have a terrific application and were a breeze to work with. You worked through the home buying process like CHAMPS! Hope you enjoyed your closing gifts I gave to your Mother-In-Law to deliver to you... sure hope she didn't...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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