
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Mindy was very thorough and attentive to our needs .She answered any questions we had. If she didn't know she got back to use in a prompt time. It was a very good experience. I would recommend her to others so they might have a similar experience....
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Reply from Mindy Primm
March 25th, 2025 04:37 PM
Thank you for your kind words and the opportunity to work with you. It has been my pleasure.!
Phil and his staff were fantastic. Super attentive and thorough and worked closedly with me every step through the process. I am very pleased with their service.
Reply from Phil Scaglia
March 29th, 2025 09:42 PM
I really appreciate the feedback and look forward to working with you again.
Ron was available to answer any questions I had about my first home buying process!
Reply from Ron Ruzicka
March 24th, 2025 03:07 PM
Monica,
Thanks for the great review. Good luck with your new store front!!
Quick commu, easy close.
Reply from Beau House
March 29th, 2025 02:08 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Great professional behavior, everything doing on time, respect clients, positive attention on all regulations and so much many other good jobs in which is needed for an excellent professional manager.Thanks a lot the First State Bank Mortgage...
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Reply from Shad Lager
March 29th, 2025 12:43 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
The team!! Great communication and they got my deal done and on time!
Reply from Phil Scaglia
March 28th, 2025 04:22 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
I've worked witu Rick many times over the last 10 years and always very knowledgeabl. every transaction has been smooth.
Reply from Rick Whisman
March 24th, 2025 02:19 PM
Garrett, thanks so much for your feedback and repeat business!
a wonderful experience with Kelly and her team. Would highly recommend using her for any future transactions
Reply from Kelly Whitwood
March 21st, 2025 05:56 PM
Thank you so much James. Wishing you all the best in your new home!
Jenny was very helpful with any questions I had, in a very timely manner. It was a seamless process, great work.
Reply from Jenny Zillner
March 25th, 2025 02:44 AM
Thanks for the great feedback. I hope you enjoy your new home!
Jim is great! Very helpful, accessible, and transparent. He's great to work with and also had the best rate compared to the other lenders we checked with at the time. Highly recommend checking with him if you're shopping around for a mortgage....
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Reply from Owner
March 21st, 2025 12:02 PM
Katie, thank you. It was a fun transaction to help you with your home ownership!!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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