
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chesterfield has received a review with 5 star rating from William H
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for the review, William!
Easy to work with, professional, very responsive and looking out for my best interest as a client.
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review, John!
Very responsive with questions and very detailed with requests for documents. Made it easier throughout the process.
Reply from Shad Lager
March 31st, 2025 05:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
We had an excellent experience working with Phil! His team was incredibly easy to work with, provided quick and clear communication, and demonstrated great knowledge throughout the process. Everything went smoothly, and I felt well-supported...
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Reply from Phil Scaglia
March 31st, 2025 01:14 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Jenny was always there for us, she was open and honest and never skipped a beat to help us out even when being out of state and work caused major time zone differences.
Reply from Jenny Zillner
March 31st, 2025 01:08 AM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
We had an excellent experience working with Phil! His team was incredibly easy to work with, provided quick and clear communication, and demonstrated great knowledge throughout the process. Everything went smoothly, and I felt well-supported...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Paige, for sharing your review! We enjoy hearing what our customers have to say and are glad everything went smoothly!
Everything was setup and scheduled in a very professional regulations in the common benefits of lender and borrowers , So,hereby we are writing to express our heartfelt appreciation to Mr.Shad Legar the senior loan officer and the First State...
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Reply from Owner
August 7th, 2025 12:00 AM
Wow, thank you so much for your kind review, Feridoun! We're glad to hear that you had a great experience. Congratulations on your new home!
Everything was setup and scheduled in a very professional regulations in the common benefits of lender and borrowers , So,hereby we are writing to express our heartfelt appreciation to Mr.Shad Legar the senior loan officer and the First State...
read more
Reply from Shad Lager
March 30th, 2025 05:35 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
exceptional customer service, seamless loan process, and clear communication. From start to finish, the experience is smooth, with knowledgeable professionals guiding clients every step of the way.
Reply from Julie Sun
March 30th, 2025 05:00 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Brad was amazing! This was my first time buying a home and Brad was able to explain the process to me in great detail which made the whole experience much easier. I will highly recommend Brad to anyone buying a home. His honest nature and ability...
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Reply from Brad Fink
March 30th, 2025 01:50 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
2721–2730 of 12253
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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