
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reply from Phil Scaglia
April 2nd, 2025 08:24 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Communication was excellent and Tracy made the process and closing stress free.
Reply from Tracy Geer
April 2nd, 2025 06:50 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Scott was very responsive and helpful through the process. He answered all questions and was very personable.
Reply from Scott and Traci Turner
March 28th, 2025 06:22 PM
Thank you!! hope you are enjoying your new home!
Chris helped me immensely during my first home-buying process. The first thing I noticed about Chris was his attention to detail and willingness to help. He spent a lot of time on the phone explaining the home-buying process and walking me...
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Reply from Chris Stecher
April 2nd, 2025 03:21 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Really appreciate the attention and time in the earlier stages as we talked about different scenarios; then determining the best solution for my home loan.
Reply from Chris Stecher
April 2nd, 2025 01:41 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Jim Yarrington has received a review with 5 star rating from C C
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review!
Rick made the experience very easy to follow amd was very kind and helpful every step of the way.
Reply from Rick Whisman
March 27th, 2025 08:14 PM
Harrison thanks so much for the kind feedback! It was a pleasure working with you.
Chris's service and professionalism. The quick responses and service from all other members of the team were also fantastic! A+
Reply from Chris Lee
April 1st, 2025 05:05 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Communication was responsitive, advice was given that very helpful and looking out for my best interest.
Reply from Phil Scaglia
April 1st, 2025 02:26 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Chesterfield has received a review with 5 star rating from Harrison S
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for the five stars, Harrison!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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