
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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West Clay has received a review with 5 star rating from James
Reply from Owner
August 28th, 2026 12:00 AM
James, thank you for the 5-star rating! We appreciate you choosing First State Bank and are grateful for your support.
The continuous communication with our lender and her willingness to always answer our questions and expalin things to us. She was very friendly and wwelcoming.
Reply from Doreen Hansen
August 7th, 2026 07:15 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Scott was always there when things went a little bit off. He was patient and offered advice for moving forward.
Reply from Scott and Traci Turner
August 6th, 2026 04:48 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Easy to work with and great communication
Reply from Beau House
August 6th, 2026 05:16 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Chesterfield has received a review with 5 star rating from Eric L
Reply from Owner
August 28th, 2026 12:00 AM
Eric, thank you for the 5-star rating! We appreciate your confidence in First State Bank Mortgage and are grateful you chose our team.
Randy Robinett has received a review with 5 star rating from Shelly B
Reply from Owner
August 25th, 2026 12:00 AM
Shelly, thank you for the 5-star rating! We truly appreciate your trust in First State Bank Mortgage.
Good communication!
Reply from Shad Lager
August 5th, 2026 04:34 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
They were easy to work with and explained everything in detail Was never left not knowing nor understanding something
Reply from Matt & Betsy Maassen
August 5th, 2026 03:59 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Chesterfield has received a review with 5 star rating from Willie H
Reply from Owner
August 28th, 2026 12:00 AM
Willie, thank you for the 5-star rating! We appreciate your business and are honored you chose First State Bank Mortgage.
I felt comfortable and very confident in this experience!
Reply from Gerry Phillips
July 31st, 2026 02:16 PM
Thank you so much for the kind words! Helping you feel comfortable, informed, and confident throughout the mortgage process was incredibly important to me. It was truly a pleasure working side-by-side with you, and I’m grateful you trusted...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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