First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I cannot say enough good things about my experience working with Melissa on my mortgage. She took the time to walk me through every step of the process, patiently answering all of my questions and making sure I understood exactly what was happening...
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Reply from Melissa Maxwell
August 10th, 2026 03:24 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Todd was amazing and always ontop of the loan process and worked great with all the parties envolved.
Reply from Todd Hedger
August 5th, 2026 03:09 PM
Randy, thank you for the great review! Hope you enjoy your beautiful new home, stay in touch and let me know if you need anything!
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Tracy never stops working. She worked with me step by step through the entire loan process. Tracy returns my calls, even if it was late into the evening. This is the second home loan she's helped me with. Tracy has also helped two of my children...
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Reply from Tracy Geer
August 10th, 2026 02:32 PM
I really appreciate the feedback and look forward to working with you again.
Doreen was very available to handle my questions via text or call. Also when I struggled uploading docs she was able to assist.
Reply from Doreen Hansen
August 10th, 2026 02:08 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Annette was fanastic to work with! The closing process was stressful due to delays from construction and subpar communication from the builder on a custom home. Annette worked with the realtor and builder to ensure a smooth closing. She kept...
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Reply from Annette Bealmear
August 10th, 2026 01:26 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Chesterfield
I cannot say enough good things about my experience working with Melissa Maxwell on my mortgage. From our very first conversation, it was clear I was in great hands. She took the time to walk me through every step of the process, patiently...
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Reply from Owner
August 28th, 2026 12:00 AM
Thank you, Dr. Slaven, for your thoughtful review! We’re so glad Melissa provided the guidance, communication and personalized service to make your mortgage experience smooth and successful. We truly appreciate your recommendation!
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Chesterfield
Chesterfield has received a review with 5 star rating from Matt E
Reply from Owner
January 28th, 2026 12:00 AM
Thanks for the 5-star review, Matt! We value your support and are grateful for the opportunity to serve you.
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Overland Park
Scott was very responsive and made the process very easy and enjoyable.
Reply from Owner
August 28th, 2026 12:00 AM
David, thank you for your kind words! We're so glad Scott was responsive and made your mortgage process easy and enjoyable. We appreciate you choosing First State Bank for your home financing.
Terry and the team made the homebuying process smooth and stress free (well, as stress free that homebuying can be). Their communication was excellent, and they were very helpful in educating us as first-time homebuyers
Reply from Terry & Peter O'Neill
August 10th, 2026 03:18 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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It got done
Reply from Robert Hill
August 7th, 2026 03:35 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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