
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy was very customer focused, she provided several suggestions & multiple options for our mortgage process . She also followed up on evrry step of the process along with continued communication efforts throughout this effort .
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Reply from Tracy Geer
April 11th, 2025 02:28 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Reply from Scott and Traci Turner
April 11th, 2025 12:31 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Answered any question I had in a manner.
Reply from Phil Scaglia
April 11th, 2025 01:23 AM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Jim Yarrington has received a review with 5 star rating from Steve R
Reply from Owner
October 3rd, 2025 12:00 AM
Thanks for the review, Steve!
Shad was very communicative and willing to answer all of the questions we had. He was also very chill and I appreciated that a lot, it made me feel less stressed
Reply from Shad Lager
April 10th, 2025 03:53 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The scale was not high enough to rate how amazing our experience was all the way through this process! Superior knowledge, quick communication and ease of processing all the paperwork was the best I've ever had! I will recommend Phil and his...
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Reply from Phil Scaglia
April 10th, 2025 02:10 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Tracy was a pleasure to work with - knowledgeabl, friendly and responsiv!
Reply from Tracy Geer
April 9th, 2025 07:23 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil made the process quick and easy! He took time to answer our questions along the way and found solutions to our unique situation (living in CA and needing to sign documents ahead of closing, etc . ). We would recommend Phil to anyone looking...
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Reply from Phil Scaglia
April 9th, 2025 04:42 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
The knowledge that Gerry has and his guidance throughout the whole process
Reply from Gerry Phillips
April 7th, 2025 02:15 AM
Cynthia... you and Brandon were so GREAT to work with. It was my pleasure & privledge to work with you both!
Everyone was helpful, available, and made a daunting task a great experience!
Reply from Melissa Maxwell
April 8th, 2025 02:54 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
2681–2690 of 12250
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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