First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Beau was very knowledgeable and answered any questions I had.
Reply from Beau House
April 8th, 2025 02:35 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil Scaglia, First State Bank, truly made buying a new home in Kansas City a quick and easy process. He and his team were easy to work with and efficient. I’d recommend him highly for anyone needing mortgage assistance in the area.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for taking the time to leave Phil and our team this thoughtful review! We appreciate your business, Paul!
for
very in top of the required and went above that .
Reply from Russ Bray
April 7th, 2025 02:52 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Wonderful Communication! That is key for me.
Reply from Matt & Betsy Maassen
April 7th, 2025 02:45 PM
I really appreciate the feedback and look forward to working with you again.
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Samuel S
Reply from Owner
October 3rd, 2025 12:00 AM
We're happy to have earned a five-star review from you, Samuel!
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Roy D
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review, Roy!
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Phil and his team "spoon fed" us all the way. The made the process painless.
Reply from Phil Scaglia
April 6th, 2025 10:36 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Jeff took excellent care of me and kept me informed throughout the whole process. I will definitely be calling him we any more home financing needs.
Reply from Jeff Fetterhoff
April 6th, 2025 06:52 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Michele Norris
Michele was absolutely wonderful to work with! As first time homebuyers, she walked us step-by-step through the entire process. We 110% definitely would recommend Michele's services to anyone.
Reply from Michele Norris
April 1st, 2025 04:53 PM
Thank you so much for your kind words! It was an absolute pleasure working with you and i look forward to working with you and your recommendations again.
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EXCEPTIONAL Communication and services A+....Smoothest transition ever. Thank You Beau and Kelleigh
Reply from Beau House
April 6th, 2025 03:55 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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