
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Clear communication and easy to use workflow system for all the documents.
Reply from Jeff Krueger
April 15th, 2025 05:33 PM
Thank you again Tim as you and Kaen were a pleasure to work with. Good luck with your remodel!
Phil was very helpful in relaying information and answering questions we had throughout the process.
Reply from Phil Scaglia
April 19th, 2025 03:24 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Very easy to work with, quick responses to my questions, made first time home buying as a 21 year old very simple!
Reply from The O'Neill Team
April 14th, 2025 03:23 PM
Thanks Pasquale--you've got a great family and you'll be a great new homeowner! I'm sure I'll see you again @ our favorite Chicken Restaurant!
Jim's knowledge and experience made the process easy. He is the best ast what he does, has helped me several times with mortgages, and I have never considered using anyone else. A true professional.
Reply from Jim Yarrington
April 19th, 2025 02:44 PM
It was great working with you. Thanks again for putting your trust in us.
Tracy provided professional personal assistance.
Reply from Tracy Geer
April 19th, 2025 04:26 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Melissa and all involved were promt, easy to work with and very helpful every aspect of my home purchase.
Reply from Melissa Maxwell
April 19th, 2025 12:31 AM
Thanks for the great feedback. I hope you enjoy your new home!
Jim Yarrington has received a review with 5 star rating from Suzanne
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for your review, Suzanne!
Chris's knowledge and willingness to help is invaluable.
Reply from Chris Laughlin
April 14th, 2025 05:05 PM
I hope you and Mike enjoy your new home!
Fast efficient well communications
Reply from Todd Hedger
April 14th, 2025 01:31 PM
I'm glad to hear that you found the process fast and efficient, and that communication was effective. I appreciate your feedback.
Ron's availability for communication was fantastic. Will only use Ron in the future.
Reply from Ron Ruzicka
April 18th, 2025 04:44 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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