First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Lake of the Ozarks
This was the easiest home buying process we have ever experienced! The staff is beyond excellent and we will definitely be recommending them to friends and family.
Reply from Owner
October 5th, 2025 12:00 AM
Cheryl, we are glad to have earned your recommendation! Thank you for placing your trust in us!
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Tracy went above and beyond to make sure we understood everything and got everything completed. She was efficient, kind, patient, and understanding, and very knowledgeable! She made the process very painless!
Reply from Tracy Geer
June 10th, 2025 08:59 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Beau was very responsive and informative. The entire process was smooth.
Reply from Beau House
June 10th, 2025 07:27 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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Beau and his team answered all my questions and returned phone calls quickly.
Reply from Beau House
June 10th, 2025 07:06 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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We really appreciate the quick turnaround time to get our mortgage deal done!
Reply from Brad Fink
June 10th, 2025 01:02 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Chesterfield
I have used Brad 4 times for mortgages and has always been excellent to work with and provided exceptional service!
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for voicing your experience, Taylor. We are very grateful for your repeat business!
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Chris is excellent at his job, knows it well and is great at working to get the best situation or rate for the customer. We have worked with Chris for years and don't want to work with anyone else. He is the best!
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Reply from Chris Lee
June 5th, 2025 12:13 AM
Thanks Diana for the nice words! I really appreciate you and Scott and your business!
Kelly was so helpful throughout the process of buying our home, and beyond. She was very prompt in answering our questions and making sure that we were comfortable throughout the process. Thanks!
Reply from Kelly Whitwood
June 4th, 2025 02:44 PM
Thank you Joel. I wish you both all the best creating special memories in your new home.
I love having repeat customers and you were awesome to work with.
Gerry explained details on the ins/outs for each part of the process and was very detailed in what was needed making the transaction smooth.
Reply from Gerry Phillips
June 4th, 2025 12:50 AM
You did a GREAT job, Anastasia.... I really enjoyed working with you!
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I felt underwriting wanted too much information. I have financed with 2 other financial institutions in the past 5 years and the information yours wanted was a lot more involved. The next time I buy, I am going to get competing offers on interest....
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Reply from Robert Hill
June 8th, 2025 10:01 PM
I am grateful that you took the time out to leave us a response. We will use your feedback to identify areas where we can improve and provide a better experience in the future.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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