First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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for
Chesterfield
A smooth process from beginning to end. Everything was well explained and all questions were answered in a way we could understand. Very good experience.
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for the five-star review! We are ecstatic to hear you had a great experience!
for
Chesterfield
Chesterfield has received a review with 5 star rating from Sam B
Reply from Owner
July 4th, 2025 12:00 AM
We appreciate the review, Sam!
Steve and his team where great any questions we had where taking care of. Thanks guys
Reply from Steve Carrico
June 11th, 2025 05:59 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
for
Phil is incredibly knowledgeable, responsive, and eased our first-time home buyer nerves I have already recommended him to friends!
Reply from Phil Scaglia
June 11th, 2025 03:10 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Gerry and Toni both are excellent communicators and we never felt left in the dark. They both stayed on top of things making this one of the easiest home buys we have ever had.
Reply from Gerry Phillips
June 6th, 2025 03:20 PM
That is SO kind of you... thanks! You & Cheryl were always on point and responsive the entire process. You were a true delight to work with!
for
Phil was super helpful and explained everything really well to us!
Reply from Phil Scaglia
June 11th, 2025 02:12 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Quick responses, always answered my questions and were available whenever we needed them.
Reply from The O'Neill Team
June 6th, 2025 02:16 PM
Thanks for the kind words Katie. And we wish you and Adam the best in your new home!
for
Jeff was helpful and easy to work with
Reply from Jeff Krueger
June 6th, 2025 11:37 PM
We are pleased to hear that Jeff was helpful and easy to work with. Your satisfaction is important to us, and we appreciate your feedback. Thank you for choosing First State Bank of St. Charles.
Phil was super helpful and explained everything really well to us!
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the great review, Will!
for
Scottsdale
Jeff was very helpful and patient during the purchasing process. Highly recommended 👍🏻
Reply from Owner
October 5th, 2025 12:00 AM
Matt, thank you for sharing your experience and choosing First State Mortgage!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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