First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great service.
Reply from Don MacPherson
June 14th, 2025 06:09 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Chesterfield
We had such a smooth process and could not recommend Jeff and his team enough!!
Reply from Owner
July 4th, 2025 12:00 AM
Hannah, we appreciate your kind review! Thank you for choosing First State Bank Mortgage.
Todd was great to work with, always responsive, and extremely helpful, made the whole experience seamless and effortless. Thanks for everything!
Reply from Owner
October 5th, 2025 12:00 AM
Christy, we are glad you had a great experience with Todd and our team. Thank you for your business!
Gerry kept me informed every step of the process. He is always willing to answer all my questions and concerns. I expressed my limit as far as loan payment I am willing to pay. He explored all loan types for me. He explained thoroughly the...
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Reply from Gerry Phillips
June 8th, 2025 10:53 PM
So nice of you, Amy... thank you!
You were stellar throughout the entire process and were always pleasant to speak with.
I am so happy regarding the very good buy and I pray for only awesome days ahead for you!
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It was great
Reply from Russ Bray
June 9th, 2025 04:26 PM
Thanks Justin! Enjoy your new home!
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We had not required financing or bought a house in 38 years so we were a little rusty. Beau really helped us navigate the process and we were very appreciative of his help.
Reply from Beau House
June 13th, 2025 05:16 PM
Thanks for the great feedback. I hope you enjoy your new home!
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Ron made everything easy.
Reply from Ron Ruzicka
June 12th, 2025 06:26 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
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Great communication, quick to respond. Chris is a great guy, explains details well and simply so we could understand. The whole process was smooth. Anytime we had questions or needed anything, Chris and Kelleigh were available and helpful.
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Reply from Chris Lee
June 12th, 2025 03:00 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Gerry is always there when you need him. And he always has the correct answers. His regular communication made me feel comfortable and appreciated. Gerry is the top of the line. Best experience I ever had in banking. Thank you so much.
Reply from Gerry Phillips
June 7th, 2025 02:48 PM
Thank you SO much, Brian. You were TERRIFIC through the entire process... always ready & willing to get the next step done. My only regret is not being able to meet you face-to-face. I am sure you will be very happy in your new Illinois home!...
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Great working with Jim and his team
Reply from Jim Yarrington
June 12th, 2025 02:13 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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