
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We had such a great experience with Mindy. Even with the headache of the property lines on closing day, she made sure to keep us in the loop and helped us close on time. She always answered mine or my husband's questions throughout the process...
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Reply from Mindy Primm
June 15th, 2025 03:39 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Constant quick communication was always available with Mindy. She is very knowledgeable and honest as well when answering all of my questions throughout the 6 months. Could not have asked for a better experience through this process.
Reply from Mindy Primm
June 15th, 2025 02:48 PM
I really appreciate the feedback and look forward to working with you again.
Tracy was extremely helpful when buying my first home. She gave great advise and was always available to run numbers for me on prosepctive homes, so I was able to put my best foot forward with my offer(s). Once I had an accepted offer, Tracy...
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Reply from Tracy Geer
June 15th, 2025 02:14 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Todd was extremely responsive, helpful and friendly. He answered all my questions and kept me updated throughout the process.
Reply from Todd Hedger
June 10th, 2025 12:47 PM
I'm thrilled to hear that you found my assistance helpful and that I was able to keep you well-informed throughout the process. It was a pleasure working with you, and I appreciate your kind words.
Gerry Phillips did a fantastic job with finding the loan type that met my needs! Gerry and his team answered all my questions thoroughly. He explored all loan types that I was eligible to receive. I am certain we decided on the best loan that...
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Reply from Owner
October 5th, 2025 12:00 AM
Amy, thank you for your positive feedback! We're happy to have assisted you throughout the lending process!
Constant quick communication was always available with Mindy. She is very knowledgeable and honest as well when answering all of my questions throughout the 6 months. Could not have asked for a better experience through this process.
Reply from Owner
October 5th, 2025 12:00 AM
Nickolas, we are happy to hear that you had a great experience! Thank you for choosing First State Bank Mortgage!
Todd's assistnce made the process very smooth and comfortable. Todd is knowledgable, helpful, prompt, and patient.
Reply from Todd Hedger
June 10th, 2025 12:47 PM
I'm delighted to hear that my assistance made the process smooth and comfortable for you. Thank you for your kind words. It was a pleasure to help, and I appreciate your feedback.
Jeff is the best to work with and so beyond helpful! Could not recommend him enough !!
Reply from Jeff Fetterhoff
June 9th, 2025 03:18 PM
You are far too kind, Hannah! It was an absolutely our pleasure to have the opportunity to work with you all! We wish you the very best in your new home!
Everyone was very responsive, helpful and made the whole process easy and effortless.
Reply from Todd Hedger
June 9th, 2025 02:42 PM
I'm thrilled to hear that you found the process easy and effortless. It was a pleasure assisting you, and I appreciate your kind words about our responsiveness and helpfulness.
Phil was very helpful with the whole experience.
Reply from Phil Scaglia
June 14th, 2025 02:30 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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