
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Nathan kept us updated and answered any questions we had throughout the process. He was also prompt to make changes to our pre-approval when it was necessary.
Reply from Nathan Grojean
June 23rd, 2025 08:02 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
The team worked very quickly and had great communication with us throughout the entire loan process
Reply from Matt & Betsy Maassen
June 23rd, 2025 02:28 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Was considerate and understanding during the process .
With all the problems and set backs we had Chris was right there with the answers he was awesome many thanks for all you did
Reply from Chris Lee
June 23rd, 2025 01:01 AM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Nathan was prompt to make changes to our pre-approval when it was necessary. He also kept us updated and answered any questions we had throughout the process, right up through the closing.
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for the kind words, Adam! We’re glad that Nathan could help you throughout the home-buying process. Please let us know if we can provide any assistance in the future!
Communication. Speed of work and skill.
Reply from Maggie Rivera
June 23rd, 2025 12:01 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
great service
Reply from Michelle Leesmann
June 18th, 2025 09:22 PM
Truly appreciate the opportunity to work with you and your wife, it was our pleasure!
Phil and the team were Informative, Prosessional and Easy to Work With, a Great Experience.
Reply from Phil Scaglia
June 22nd, 2025 10:47 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Todd and Kimberly were so helpful and kind throughout the process and I always felt like I had support.
Reply from Todd Hedger
June 17th, 2025 03:31 PM
I'm thrilled to hear that you felt supported throughout the process. It was a pleasure for both Kimberly and me to assist you. Thank you for your kind words and for choosing First State Bank Mortgage.
Phil was awesome to work with and he made the process as seamless as possible. Definitely would recommend!
Reply from Phil Scaglia
June 22nd, 2025 02:29 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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