
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Todd's willingness to answer any and all of our questions as first time home buyers, no matter how silly they might've sounded, made this process way less anxiety inducing that it could've been.
Reply from Todd Hedger
June 17th, 2025 02:16 PM
I'm delighted to hear that I could make your first home buying experience less stressful by addressing all your questions. It was a pleasure assisting you, and I appreciate your kind words. Thanks Todd
people to work with.
Reply from Michelle Leesmann
June 18th, 2025 09:22 PM
Welcome to Washington, MO we are so excited to have you!! Thank you for letting us be a part of your next journey!
Super kind and knowledgeable. Great support for buying our home!
Reply from Owner
October 5th, 2025 12:00 AM
We appreciate your review! Congratulations on your new home!
Jim Yarrington has received a review with 5 star rating from Raymond
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five-star rating, Raymond!
Nathan always responded and answered any of our questions. And without making us feel rushed and nieve about questions we were unsure about.
Reply from Nathan Grojean
June 21st, 2025 02:26 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
The loan application process was very clear and user friendly and both Chris and Kelleigh were beyond expectations in quick response and clear communications. Ive Been thro the mortgage loan process many times in my life. This was hands down...
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Reply from Chris Lee
June 21st, 2025 02:07 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Phil is super friendly and easy to work with. Communication lines are always open, he has a wealth of resources at his disposal to find you the most favorable terms, and gets the job done. Highly recommend.
Reply from Phil Scaglia
June 21st, 2025 01:14 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Everyone was very nice and helpful.
Reply from Barry Allen
June 21st, 2025 04:19 AM
I really appreciate the feedback and am looking forward to working with you again.
Great people and customer service through my mortgage loan process. I highly recommend Chris Lee.
Reply from Owner
July 4th, 2025 12:00 AM
Thank you, Mike, for sharing your review. We are glad Chris was able to assist you!
Jim Yarrington has received a review with 5 star rating from Dr B
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the five stars!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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