
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Been working with Matt for almost 10 years now. Always top notch, he knows his stuff! Always gets us approved and makes it easy.
Reply from Matt & Betsy Maassen
August 3rd, 2025 07:13 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Great as always!
Reply from Martin Still
July 29th, 2025 02:49 PM
Thank you, Rachel. Congratulations on your new home!
Clear and speedy communication! Tod was very informative and answered any questions we had
Reply from Todd Hedger
July 29th, 2025 03:22 PM
I appreciate your feedback, Shae. It's wonderful to know that you found the communication clear and efficient. I'm glad I could provide the information you needed and answer your questions. Don't hesitate to reach out if you need anything else...
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Shad is great to work with. He has been a big part of my families purchases and moves and I'd rather never work with anyone else :-)
Reply from Shad Lager
August 3rd, 2025 02:33 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great experience working with Scott and Traci great Communication everything is online only met once during closing .
Reply from Scott and Traci Turner
July 29th, 2025 02:20 PM
thank you and congratulations on your new home!!
Randy Robinett has received a review with 5 star rating from Shae S
Reply from Owner
October 5th, 2025 12:00 AM
Thanks for the wonderful rating, Shae!
First State Bank of St. Charles has received a review with 5 star rating from Label O
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the great rating!
Thank yo!
Reply from Scott and Traci Turner
July 28th, 2025 07:47 PM
Your welcome!
Was super helpful on making sure I was updated on my loan.
Reply from Don MacPherson
August 2nd, 2025 02:11 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Gerry was always available to answer questions and with his hard work we were able to close in under 30 days.
Reply from Gerry Phillips
July 28th, 2025 02:32 PM
Sara, you and Chase are not only wonderful friends, but you 2 made this deal SO easy... and is the true reason it went so smoothly! I appreciate you guys tremendously.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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