
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Gerry was always available to answer questions and with his hard work we were able to close in under 30 days.
Reply from Owner
October 5th, 2025 12:00 AM
Thank you, Sara! We're so glad to hear Gerry was helpful and responsive throughout the process. Closing in under 30 days is a great accomplishment—congrats again!
I had a great experience working with Julie as my loan broker. She was professional, efficient, and always responsive. Every time I called with questions, Julie patiently explained things in a clear and reassuring way. She helped me understand...
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Reply from Owner
August 7th, 2025 12:00 AM
We appreciate your five-star rating, Longwen! We're thrilled to hear you had such a positive experience with Julie. Her professionalism and dedication truly make a difference, and we appreciate your kind recommendation!
We've used Jeff's services twice now and won't use anyone else. He's helpful, responsive and knowledgeable.
Reply from Jeff Krueger
July 28th, 2025 04:15 PM
Thank you Mike and Laura. I appreciate the trust you have in me as I have enjoyed working with you both. Enjoy your new home! Thank you again.
Jeff
I had a great experience working with Julie. She was professional, efficient, and always responsive. Every time I called with questions, Julie patiently explained things in a clear and reassuring way. She helped me understand each step of the...
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Reply from Julie Sun
August 1st, 2025 06:03 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
It has been always great working with you, Phil! Thank you!
Reply from Phil Scaglia
August 1st, 2025 04:11 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
The entire team was easy and amazing to work with. They were all very professional and extremely helpful getting my family and I through this big life event. I would work with this team every time I buy/sell my home.
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Reply from Michelle Leesmann
July 28th, 2025 04:12 PM
Thank you so much Ryan! With all of the pieces to your puzzle you all stayed calm and were so wonderful to work with, we appreciate you and your service to our country!
Very communicative with swift responses and will stay on top of any updates and changes happening with regards to the mortgage rates.
Reply from Rick Whisman
July 28th, 2025 05:50 PM
Thanks so much for the business and feedback Vivek. I look forward to the next transaction!
Everyone responsed to any qurations we had in a timely manner and were always pleasant. They all kept us motivated
Reply from Shad Lager
July 31st, 2025 03:08 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jenny did A great job. there was a little confusion in the middle of the process that wasn't her fault and was eventually resolved
Reply from Jenny Zillner
July 30th, 2025 02:07 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Jim and his team were great. They keep us informed of the entire process and answered all questions in a timely fashion.
Reply from Jim Yarrington
July 30th, 2025 02:05 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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