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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    First State Bank of St. Charles
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    Rich H
    Posted on August 15th, 2025 12:00 AM
    Made buying a house. Easy. Very friendly would definitely recommend to anyone looking to buy a home. Matt was our main person we worked with. I had questions as a new home owner. I didn't know he was on vacation but he still answered the phone....
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    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you, Rich! We’re glad Matt made the process easy and was there for you every step—even on vacation. We appreciate your recommendation!
  • for
    Jim Yarrington
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    Crista P
    Posted on August 15th, 2025 12:00 AM
    Terry was wonderful to work with and guided us every step of the way - even recommending realtors who were amazing to work with as well! We're so happy that we were referred here and we highly recommend their services to others!
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you, Crista! We’re so glad Terry was able to guide you every step of the way and connect you with great realtors. We truly appreciate your recommendation!
  • for
    Matt & Betsy Maassen
    Encompass
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    Rich H
    Troy, MO
    Posted on August 13th, 2025 01:40 PM
    You guys made it easy. We both heard of horror stories from. Other lenders. Not you
    Reply from Matt & Betsy Maassen
    August 18th, 2025 01:42 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • for
    Chris Laughlin
    Encompass
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    Matthew W
    KANSAS CITY, MO
    Posted on August 13th, 2025 11:57 AM
    Chris was very thorough and knowledgable throughout the process
    Reply from Chris Laughlin
    August 13th, 2025 04:21 PM
    Matt: Glad we were able to help you purchase your first home! I hope you have many happy years there.
  • for
    Barry Allen
    Encompass
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    Colleen M Z
    OLATHE, KS
    Posted on August 13th, 2025 12:07 AM
    Got us our loan in a timely manor. Would have loved to have a little more heads up on components towards the end but it worked out in end and he even spent more time driving out than in our closing.
    Reply from Barry Allen
    August 18th, 2025 12:08 AM
    Thank you for the opportunity to assist you with your new home purchase. Please let me know if you have any questions.
  • for
    Michelle Leesmann
    Encompass
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    Gary L G
    SAINT CLAIR, MO
    Posted on August 12th, 2025 09:01 PM
    Every one was super cool, very knowledgable and professional, they worked like a well oiled machine!!!
    Reply from Michelle Leesmann
    August 17th, 2025 09:03 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • for
    Gerry Phillips
    Encompass
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    Doris E S
    OSAGE BEACH, MO
    Posted on August 12th, 2025 07:08 PM
    So many details, but so much encouragement aling the way! The process was fast and efficient. And there were cookies at the end...
    Reply from Gerry Phillips
    August 12th, 2025 07:16 PM
    Thanks, Beth... Loved working you & Andy. Thanks for bringing Ginger to our closing... she is a sweetheart!
  • for
    Scott and Traci Turner
    Encompass
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    Raymond C
    Overland Park, KS
    Posted on August 12th, 2025 06:41 PM
    Scott and team were great to work with.
    Reply from Scott and Traci Turner
    August 12th, 2025 07:03 PM
    Thank you and congratulations on your new home!
  • for
    Chris Laughlin
    Encompass
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    Micheal S
    Yukon, OK
    Posted on August 12th, 2025 03:43 PM
    Chris was extremely helpful guiding me through the intracacies of the loan process. He was very professional throughout. His expertise guaranteed that their were no issues during closing. It was a pleasure working with him during the months...
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    Reply from Chris Laughlin
    August 12th, 2025 09:51 PM
    Mike: Thank you for allowing us to take care of the loan for you. I hope you love the new home and that everything goes smoothly for you during your move.
  • for
    Brad Fink
    Encompass
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    Brooke W
    Saint Charles, MO
    Posted on August 11th, 2025 11:29 PM
    Brad made the entire process so easy and smooth. He was great to work with and got things done quickly.
    Reply from Brad Fink
    August 16th, 2025 11:29 PM
    Thanks for the great feedback. I hope you enjoy your new home!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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