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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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  • for
    Tracy Geer
    Encompass
    B
    Brenna T F
    Shawnee, KS
    Posted on August 17th, 2026 04:45 PM
    very thankful for the constant communication! Tracy made everything seamless!
    Reply from Tracy Geer
    August 24th, 2026 05:37 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
  • for
    Jenny Zillner
    Encompass
    T
    Taylor L
    Wellsville, KS
    Posted on August 17th, 2026 09:49 AM
    Jenny was very attentive and always answered the questions i had and took the time to go over and explain things i did not have much knowledge on or wasnt understanding!
    Reply from Jenny Zillner
    August 24th, 2026 06:22 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • for
    The O'Neill Team
    Encompass
    C
    Christian P
    Altamont, KS
    Posted on August 17th, 2026 12:58 AM
    Worked hard for me to make sure we
    Reply from The O'Neill Team
    August 18th, 2026 02:10 PM
    Thanks Christian, I'm glad it all worked out for you--enjoy your new home and thanks for all you do for your community!
  • for
    Todd Hedger
    Encompass
    J
    Jonathan G
    Lee's Summit, MO
    Posted on August 16th, 2026 02:31 PM
    The whole team was very responsive to questions. The entire process was smooth and not at all stressful. Very well done.
    Reply from Todd Hedger
    August 17th, 2026 01:42 PM
    Jonathan, Thank you for the great review! Congratulations on your new home and please let me know if you need anything.
  • for
    Lake of the Ozarks
    google
    L
    Laura H
    Posted on August 16th, 2026 12:00 AM
    Gerry is very knowledgeable, and an extremely hard worker! Call Gerry to find out the loan that works best for you.
    Reply from Owner
    August 31st, 2026 12:00 AM
    Thank you, Laura! We’re glad Gerry’s knowledge and dedication made such a positive impression. We appreciate your recommendation!
  • for
    Chris Laughlin
    Encompass
    R
    Rebecca R
    OSAWATOMIE, KS
    Posted on August 15th, 2026 11:27 PM
    Chris was very well informed and explained everything we needed to know in a way we understood. He was very thorough in every thing he did and took so much time making sure everything was as should be. We enjoyed working with him and appreciated...
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    Reply from Chris Laughlin
    August 18th, 2026 03:37 AM
    Becky: Thank you for the kind review. It was a pleasure working with you and Cliff. I hope you have many happy years in your new home!
  • for
    Martin Still
    Encompass
    O
    Orlando D M
    SPRING HILL, KS
    Posted on August 15th, 2026 11:19 PM
    Mr. Still's professionlism and knowledge is top-notch !! Mr. Sitill walked us through each detail of the loan process and explained all the mortgage terns/ terminology as needed. Any question we had , he answered immediately.. His transparency,...
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    Reply from Martin Still
    August 17th, 2026 04:41 PM
    Thank you Orlando! Congratulations on your new home and it was a pleasure working with you both!
  • for
    Randy Robinett
    Encompass
    B
    Bret A H
    Lee's Summit, MO
    Posted on August 15th, 2026 02:29 PM
    Randy makes the mortgage process seamles.
    Reply from Randy Robinett
    August 20th, 2026 02:29 PM
    I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
  • for
    Tracy Geer
    Encompass
    C
    Caitlin B
    OLATHE, KS
    Posted on August 15th, 2026 01:35 PM
    Tracy was always responsive and helpful! We appreciated her guidance during our first homebuying experience.
    Reply from Tracy Geer
    August 20th, 2026 01:36 PM
    Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
  • for
    Scott and Traci Turner
    Encompass
    A
    Amy M B
    Lenexa, KS
    Posted on August 15th, 2026 11:46 AM
    Scott and his team were awesome to work with. Scott specifically was friendly, knowledgeable, and had great communication throughout the process. The process felt easy and I could tell Scott truly cared about earning our business. I would highly...
    read more
    Reply from Scott and Traci Turner
    August 15th, 2026 12:46 PM
    Thank you! Enjoyed working with you two! Congrats on your new home!!!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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