First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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is very clear and very direct in his communication. He also works very promptly. I feel like I can trust Todd and I don't have to waste any time working with him.
Reply from Todd Hedger
October 9th, 2025 03:48 PM
I appreciate the kind words, Mark. I'm glad to hear that you find my communication clear and direct. It's important to me that you feel your time is valued and that you can trust the guidance I provide. If there's anything else I can assist...
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Greatly appreciated the ability to message the team with questions I had directly. They were also able to keep me informed during the whole process
Reply from Mindy Primm
October 14th, 2025 02:18 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Russ was outstanding we recimmend him iften thank you!!
Reply from Russ Bray
October 9th, 2025 07:46 PM
Thank you Julie! I wish you and Jeff the very best in the new home and hope you adjust to Iowa easily. Congrats!
Very personable and truly friemdly
Reply from Gerry Phillips
October 9th, 2025 12:55 PM
Patti... you and Wayne were such a delight to work with. Happy Days ahead with your new condo... congratulations!!
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This is the 3rd time we have used Brad - 2 times for new mortgages and this is the 1st refinance. He has always been extremely thorough in explaining the process and how the market works. We also feel that we can trust Brad 100% with all of...
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Reply from Brad Fink
October 13th, 2025 05:48 PM
I really appreciate the feedback and am looking forward to working with you again.
for
This is the 3rd time we have used Brad - 2 times for new mortgages and this is the 1st refinance. He has always been extremely thorough in explaining the process and how the market works. We also feel that we can trust Brad 100% with all of...
read more
Reply from Brad Fink
October 13th, 2025 05:44 PM
I really appreciate the feedback and look forward to working with you again.
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Ron answered all my questions, found me the best loan for my needs and continually tried to find me the best rate. Trusthworth, professional and I felt like a partner more than a customer. 10/10
Reply from Ron Ruzicka
October 8th, 2025 03:53 PM
Thanks for the kind words!! You make it easy for me!!
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Russ & Sandy
Reply from Russ Bray
October 13th, 2025 02:34 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Phil knows what he's doing and is always on it.
Reply from Phil Scaglia
October 13th, 2025 08:10 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Very nice and helpful
Reply from Terry & Peter O'Neill
October 13th, 2025 04:57 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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