First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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for
Great advice and helped move things very efficiently
Reply from Phil Scaglia
November 5th, 2025 02:05 PM
I really appreciate the feedback and look forward to working with you again.
Phil was very professional, worked fast, very nice, and gave great advice. We would gladly return to him in the future.
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Matt! We’re happy to hear that Phil provided such professional and helpful service. We appreciate your kind words and look forward to working with you again in the future!
Jim Yarrington has received a review with 5 star rating from Dena S
Reply from Owner
December 3rd, 2025 12:00 AM
Dena, we appreciate the 5-star rating—thank you for being a great client!
Great communication!
Reply from Annette Bealmear
November 4th, 2025 02:56 PM
Thank you for the positive review. If you need anything, please give me a call.
for
Chris was available to help whenever we needed and gave us great advice. He helped us to get to the point that we could be approved for a loan and was patient .
Reply from Chris Lee
November 4th, 2025 02:44 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
for
easy to get a hold of with questions, thorough
Reply from Phil Scaglia
November 4th, 2025 08:30 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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Michele Norris
Good Communication, fast closing.
Reply from Michele Norris
October 29th, 2025 01:07 PM
Thank you Vince! Was a pleasure to work with you again!
Jim Yarrington has received a review with 5 star rating from Michael Z
Jim is very knowledgeable and would definitely recommend him to my family and friends
Reply from Jim Yarrington
November 3rd, 2025 09:46 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
Jim took time to explain everything and was very responsive when we had questions.
Reply from Jim Yarrington
November 3rd, 2025 03:56 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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