First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chesterfield
We switched to First State Bank after having a miserable experience with Bank of America. Melissa was absolutely wonderful! Always answered the phone, was friendly and helpful. She worked extremely hard for us to get closed in a very short...
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Reply from Owner
November 7th, 2025 12:00 AM
Thank you for your kind words! We’re so glad Melissa made your experience a positive one and that everything came together quickly and smoothly.
Excellent team to work with, very happy with the service.
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Juan! We’re so glad to hear you had a great experience with our team and that you’re happy with the service. We appreciate you choosing First State Bank Mortgage!
The best service and most comparative rates in the industry. Highly recommend!
Reply from Owner
December 3rd, 2025 12:00 AM
Max, thank you for the wonderful review! We're thrilled to hear you were happy with the service and rates our team provided. Your recommendation means a lot!
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Chesterfield
Chesterfield has received a review with 5 star rating from Rory L
Reply from Owner
November 4th, 2025 12:00 AM
We appreciate the 5 stars, Rory! We look forward to helping you again.
Super easy and stress free.
Reply from Jenny Zillner
November 5th, 2025 09:35 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Steve was amazing!! I will refer anyone who is buying a home to Steve!
Reply from Steve Carrico
November 5th, 2025 06:55 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Michele Norris
Michele did a wonder job working with my wife and I. Very knowledgeable and understood our needs. Quick and easy closing.
Reply from Michele Norris
November 5th, 2025 04:35 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Michelle Leesmann
Every time I had a question I could contact anyone of you and you would explain in great detail.
Reply from Michelle Leesmann
November 5th, 2025 03:08 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Communication and coordination was great. We had no issues with the buying process!
Reply from Scott and Traci Turner
November 5th, 2025 02:40 PM
I am grateful that you took the time out to leave us a response. We will use your feedback to identify areas where we can improve and provide a better experience in the future.
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Kim is a seasoned professional and her vast experience makes all the pitfalls of home purchasing and getting financing a great deal easier. We are pleased!
Reply from Kim Schultz
October 31st, 2025 02:47 PM
Thanks Sydney & Michael! It has been a true pleasure working with you over the years and appreciate you both so much! Best of luck with the move, and hope everything goes smoothly getting settled into your beautiful new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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