
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Michele is top notch and always made herself available to help us understand the details. She is kind, professional, and maintains a very calm demeanor. She is truly a pleasure to work with! Thank you, Michele!!!
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Reply from Michele Norris
November 10th, 2025 03:36 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Fantastic experience
Reply from Chris Lee
November 5th, 2025 11:39 PM
Thanks Edgar!!
Chesterfield has received a review with 5 star rating from Edgar C
Reply from Owner
December 4th, 2025 12:00 AM
Thank you, Edgar! We truly appreciate your 5-star review and are so glad you had a great experience with our team.
Clear and timely communication and information. Jim was sensitive to our needs and gave us a safe space to ask questions. Outstanding!
Reply from Jim Yarrington
November 10th, 2025 04:16 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Chris and Toni were so helpful, they just made things happen. They help me greatly in getting us into a home.
Reply from Chris Lee
November 10th, 2025 04:27 PM
I really appreciate the feedback and look forward to working with you again.
The knowledge and response times of everyone involved.
Reply from Beau House
November 10th, 2025 02:14 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil was engaged, knowledgeable and a very good communicator
Reply from Phil Scaglia
November 10th, 2025 03:07 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
the e sign was simple and quick
Reply from Phil Scaglia
November 10th, 2025 06:49 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Matt and Allison were great to work with.
Reply from Matt & Betsy Maassen
November 10th, 2025 04:43 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Chris has an incredible knack at explaining the process with great detail, leaving no questions to ask. He clearly outlines what he needs in thorough emails I can reference repeatedly if needed. His team took excellent care of me and goes above...
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Reply from Chris Laughlin
November 4th, 2025 06:56 PM
Brian: Thank you for the kind words... and for trusting me again to take care of your home's financing.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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