
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Just finished another great class with Jim! This was my second one, and I really enjoyed it. He’s such a knowledgeable instructor and lender — I always walk away learning something new.
Reply from Owner
November 7th, 2025 05:21 AM
Alison, you are too kind. I appreciate you kind words.. PS: It was a fun class today, wasn't it?
Y
Awesome teacher!!
Reply from Owner
November 7th, 2025 05:20 AM
Victoria, thank you. And I really look forward to work with you and all of the Veteran Buyers / Active Duty Military. We should be a good team!
Y
Phil did A fantastic job from the beginning to the end of the process, yet again!
Reply from Phil Scaglia
November 11th, 2025 08:44 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Jim is very kind, knowledgeable, and patient. He listed to my questions and concerns and based upon his expertise offered various options to achieve goals.
Reply from Jim Yarrington
November 11th, 2025 06:08 PM
I really appreciate the feedback and am looking forward to working with you again.
I had a great experience because of the excellent communication and support throughout the process. Chris Lee was knowledgeable, courteous, and made sure all my concerns were addressed promptly.
Reply from Chris Lee
November 11th, 2025 03:36 PM
I enjoyed working with you. Thanks for the great feedback.
I would like to thank Shad and the entire team for the excellent service provided throughout the financing process. From the very beginning, they demonstrated professionalism, attentiveness, and commitment, which conveyed complete confidence...
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Reply from Shad Lager
November 11th, 2025 04:58 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Your advice and guidance throughout the whole process was spectacular! I never knew buying a home could come with more ease. Communication was clear and the closing process was quick. Thann you so much!
Reply from Robert Hill
November 11th, 2025 06:26 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
I had a great experience because of the excellent communication and support throughout the process. Chris Lee was knowledgeable, courteous, and made sure all my concerns were addressed promptly.
Reply from Owner
December 7th, 2025 12:00 AM
Thank you, Sethu! We’re so glad to hear you had a great experience working with Chris and that his communication and support made the process smooth. We truly appreciate you taking the time to share your feedback and for choosing First State...
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Matt went above and beyond to make my loan process simple and stress-free. He was kind, responsive, and professional every step of the way. I couldn’t have asked for a better experience! This has been the best experience I have had and I highly...
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Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Brandy! We’re thrilled to hear that Matt made your loan process simple and stress-free. Your kind words and recommendation mean so much to us — we truly appreciate you choosing First State Bank Mortgage!
Easy to work with. The bank's online system is great as well.
Reply from Michele Norris
November 10th, 2025 09:49 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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