
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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All contact we had was informative and professional. Matt helped us work through every issue we had. Halfway through our building process, Jeff was let go from his job. He found another job quickly, but we were very worried at first. Thank...
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Reply from Matt & Betsy Maassen
January 12th, 2026 03:48 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Mindy was very knowledgable, prompt, professional, listened carefully,
explained every step clearly, and gave us great advice. We will happily recommend her to friends. Thanks Mindy!
Reply from Mindy Primm
January 7th, 2026 10:11 PM
Thank you so much for the opportunity to assist you with your home financing and beginning your next chapter! Your kind words mean the world to me. I appreciate your business and if you ever need anything please let me know. Best Regards!
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Service was spot on and great.
Reply from Tracy Geer
January 12th, 2026 03:32 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Russ was always accessible and made sure we were informed each step of all options . He was patient while dealing with necessary adjustments and never failed to make us feel valued as clients.
Reply from Russ Bray
January 12th, 2026 03:31 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Barry is very professional and knowledgeable.
Reply from Barry Allen
January 12th, 2026 02:57 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Phil Scaglia is the best! He made our entire loan process so easy and found the best rate! We recommend Phil and his team 100%
Reply from Owner
January 29th, 2026 12:00 AM
Thank you so much, Kathy! We’re thrilled to hear Phil made the process easy and found you a great rate. We truly appreciate your recommendation and trust in Phil and his team!
West Clay has received a review with 5 star rating from Anessa F
Reply from Owner
February 2nd, 2026 12:00 AM
Thank you so much for the 5-star rating, Anessa! We’re grateful for your support and are glad to have had the opportunity to work with you.
Phil is always very communicative and great to work with! He makes everything easy!
Reply from Phil Scaglia
January 12th, 2026 09:23 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Was very patient and considerate of me !!!!!
Reply from Jeff Krueger
January 6th, 2026 06:27 PM
I appreciate your kind words, Mary. It's important to me to provide a considerate and patient experience. I am so happy that you found a home and it was a pleasure meeting you! If you need anything else, please do not hesitate to contact me....
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communication and letting us know we had tasks to complete and very patient
Reply from Scott and Traci Turner
January 6th, 2026 04:33 PM
Congratulations on your new home! Hope you enjoy the warmer weather down there:)! If we can ever help you in the future please keep us in mind!
1261–1270 of 12232
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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