First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Personalized service!
Reply from Steve Carrico
February 2nd, 2026 05:21 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Constant communication
Reply from Todd Hedger
January 26th, 2026 02:13 PM
I appreciate you highlighting the constant communication, Richard. Ensuring you're kept informed throughout the process is important to me. If there's anything else you need, please don't hesitate to reach out.
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Best communcation ever with very kind and immediate response with great deal and facilitating whole refinancing process much easier and better. Amazing.
Reply from Barry Allen
January 30th, 2026 09:09 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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Excellent and thorough assistance from Ashley . Being a first time homebuyer the process can be overwhelming, but the assistance and knowledge made things stress free!
Reply from Ashley Jones
January 30th, 2026 07:46 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Everything I needed was given and always had great communication. He was great to work with
Reply from Jeff Fetterhoff
January 26th, 2026 04:07 PM
Luke,
It was our sincere pleasure to have the opportunity to work with you. It was simply awesome to be a part of you buying your first home and you handled everything like a seasoned pro! We wish you all the best!
Thank you!
It was a pleasure working with Jim. All went very well, and would highly recommend their organization and Jim.
Thank you,
Bill
Reply from Jim Yarrington
January 25th, 2026 04:25 PM
Bill, you are so kind. It was great to help you with your new home purchase!
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Russ explained everything yo to me very easily and made me feel confident in our home buying!! He is AMAZING!
Reply from Russ Bray
January 30th, 2026 09:15 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Very good service. Barry is all time amazing. Recently he helped me with refinancing and he gave the great rate ever. All time prompt and kind response and very patient.
Reply from Owner
January 29th, 2026 12:00 AM
Thank you so much for the kind review, Roshan! We’re thrilled to hear about your great refinancing experience. Barry truly is amazing, and we’re glad his prompt, patient service and excellent rate made a difference for you. We appreciate your...
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The level of personal attention and responsiveness from Betsy and Matt was elite . I felt as if we were their most important customer. Outstanding advice and guidance along the way
Reply from Matt & Betsy Maassen
January 29th, 2026 05:37 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Many of these questions included Terry who never contacted us. Peter was very responsive and helpful.
Reply from The O'Neill Team
January 27th, 2026 05:06 PM
Thank you for the nice review, Rita! It was a pleasure working with you.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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