
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jenny was honest and upfront about everything.
the whole process from beginning to end went exactly as she said
Reply from Jenny Zillner
February 2nd, 2026 03:05 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Barry is a great guy! He's always looked out to help us have the best terms on our mortgage for the last 11 years.
Reply from Barry Allen
February 2nd, 2026 09:55 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Barry Allen, is by far the best mortgage lender we’ve ever dealt with. He has been on top of the interest rates and reaching out to us when it was advantageous to refinance. The process was so easy! Thanks Barry!!😀
Reply from Owner
August 29th, 2021 12:00 AM
Thank you for the five-star review, Lisa! We’re pleased your experience with Barry and our First State Bank Mortgage team went so smoothly. Let us know if we can be of service in the future.
Jim Yarrington has received a review with 5 star rating from Al E
Reply from Owner
January 29th, 2026 12:00 AM
Thank you, Al, for the 5-star review! We truly appreciate your support and the opportunity to work with you.
Steve is incredibly responsive as well as being mindful regarding the goals we were hoping to acheive with this transaction. I have worked with him for many years and would highly recommend him and his team.
Reply from Steve Carrico
February 2nd, 2026 03:47 PM
Thanks for the great feedback. I hope you enjoy your new home!
Professional and prompt.
Reply from The O'Neill Team
January 27th, 2026 05:05 PM
Thank you, Bryan! Was nice working with you.
great experience
Reply from Martin Still
January 27th, 2026 06:04 PM
Thank you, Sam. Hope you enjoy your new home!
Good communication. Kept
me updated on the process. Everyone was so nice to work with.
Reply from Jim Yarrington
February 2nd, 2026 05:49 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Chris kept us well informed through the whole process. He answered all of our questions, even the dumb ones, with respect. He was always courteous and helpful.
Reply from Chris Lee
February 2nd, 2026 09:37 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Chris kept us well informed through the whole process. He answered all of our questions, even the dumb ones, with respect. He was always courteous and helpful.
Reply from Owner
February 7th, 2026 12:00 AM
Thank you, Christina! We’re so glad Chris kept you informed and made the process smooth. He truly enjoys helping clients every step of the way. We appreciate your kind words!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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