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Christy Nemec - Senior Loan Officer | NMLS #283803 in Modesto, CA

Christy Nemec

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Senior Loan Officer | NMLS #283803

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I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    V
    Vera L G
    Los Banos, CA
    Posted on July 1st, 2025 03:25 PM
    Christy worked so hard and was always so helpful and full of knowledge. Would definitely recommend her
    Reply from Christy Nemec
    July 7th, 2025 05:08 PM
    I'm thrilled to hear that you found my assistance helpful and knowledgeable. It was a pleasure working with you, and I truly appreciate your recommendation. Thank you, Vera!
  • Encompass
    J
    Jennifer M
    Modesto, CA
    Posted on June 29th, 2025 03:49 PM
    The process of buying a home was so smooth and so much less scary because I had the consistent support and guidance from Christy!
    Reply from Christy Nemec
    June 30th, 2025 04:12 PM
    I'm thrilled to hear that the home-buying process felt smooth and less daunting for you. It was a pleasure to support and guide you through it. I'm so very happy for you!!! Thank you for your kind words!
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    J
    Jordan C A
    Fremont, CA
    Posted on June 27th, 2025 04:59 PM
    Christy was an exceptional communicator, quick to share information, and made time to answer all of our questions.
    Reply from Christy Nemec
    June 30th, 2025 04:12 PM
    I'm thrilled to hear that you found my communication effective and that I could assist you promptly. It was a pleasure to answer your questions and ensure you had all the information you needed. Thank you for your kind words and for choosing...
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  • Encompass
    B
    Brett F W
    Fremont, CA
    Posted on June 21st, 2025 03:06 PM
    Christy was very kind and communicative throughout our entire home purchasing process. She was always ready to answer our questions snd made herself available around our schedule. her communication is clear and provided us great clarity and...
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    Reply from Christy Nemec
    June 23rd, 2025 04:53 PM
    I'm delighted to hear that you found my communication clear and helpful during your home purchasing process. It was a pleasure assisting you, and I am glad to have provided clarity and comfort throughout our work together. Thank you for your...
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  • Encompass
    D
    David M
    Modesto, CA
    Posted on June 14th, 2025 03:22 PM
    Great communication. Christy was always there to help with advice and answer any questions that I had. If she didn't know the answer, she would always get it. She was always on top of things. She really made me feel like I was the only client...
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    Reply from Christy Nemec
    June 16th, 2025 07:16 PM
    I'm thrilled to hear that you had such a positive experience. It was a truly a pleasure to assist you and make the home-buying process more enjoyable. Thank you for your kind words and for allowing me to be a part of this important journey...
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  • Encompass
    L
    Laura C
    Turlock, CA
    Posted on June 3rd, 2025 04:20 PM
    Christy is a fantastic lender! Her communication, sense of urgency , and client care made our transaction flawless!
    Reply from Christy Nemec
    June 3rd, 2025 05:59 PM
    I'm thrilled to hear that your transaction was flawless. Your kind words about my communication and client care mean a lot. It was a pleasure working with you, and I truly appreciate your feedback. We made a great team! Hope to work with you...
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    M
    Marissa A V
    Turlock, CA
    Posted on June 3rd, 2025 03:45 PM
    kept us updated with any news, if we needed to submit something she would let us know immediately
    Reply from Christy Nemec
    June 3rd, 2025 05:59 PM
    I'm glad to hear that you felt well-informed throughout the process. Keeping you updated and ensuring a smooth experience is important to me. Thank you for your positive feedback.
  • Encompass
    O
    Olga L T
    Oakland, CA
    Posted on April 15th, 2025 02:37 PM
    Great customer service and always very professional
    Reply from Christy Nemec
    April 15th, 2025 06:17 PM
    I'm thrilled to hear that you were satisfied with the customer service and professionalism you experienced. It was a pleasure assisting you. Thank you for your kind words and for choosing Synergy One Lending, Inc.
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    G
    Gary S
    Modesto, CA
    Posted on March 3rd, 2025 05:37 PM
    The fact that her buyer was almost completely UW prior to even making their offer was perfect. Closed early and no hiccups at all on her end. Would love to see her name across the way in any transaction.
    Reply from Christy Nemec
    March 3rd, 2025 08:04 PM
    Gary, thank you for your kind words and for taking the time to leave such a thoughtful review. I'm thrilled to hear that the preparation we did before making the offer made the process smooth for you. Closing early without any issues is always...
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  • Encompass
    D
    Domingo P
    Modesto, CA
    Posted on March 2nd, 2025 04:33 PM
    Christy had great communication and was very punctual. I was empressed at how quick she was ready to close the transactio.
    Reply from Christy Nemec
    March 3rd, 2025 02:08 AM
    Thank you so much for your kind words, Domingo. It was a pleasure working with you and ensuring everything went smoothly. I’m glad to hear that you felt supported throughout the process. Your feedback means a lot to me, and I’m always here...
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  • 31–40 of 559
    About
    I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence. Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Positions
    • Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803
      Aug 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 283803
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235