Christy Nemec
Senior Loan Officer | NMLS #283803
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
What made it great was the check in, if i had a question they helped out by explaining and breaking it down for me and making my experience easy and fun!
Reply from Christy Nemec
August 21st, 2026 05:32 PM
Thank you so much, Gregorio! It has truly been a pleasure helping you and your family over the years. I greatly appreciate the trust you continue to place in me and my team. Your loyalty means more to me than you know, and I’m so glad we could...
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Christy was very flexible and responsive throughout the process. She provided quick responses to our questions and was always available when we needed clarification. We really appreciated her communication and support.
Reply from Christy Nemec
August 21st, 2026 03:07 PM
Ashly, I'm pleased that you found my flexibility and responsiveness helpful during the process. Your kind words about my communication and support mean a lot to me. Thank you for sharing your experience!
I was the listing agent and Christy represented the buyer. She called me before I even had a chance to fully review her clients offer to ensure that they were solid buyers. She was on top of every detail and closed the deal on time. Thank you!...
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Reply from Christy Nemec
August 21st, 2026 05:33 PM
Lisa, I'm glad to hear that my proactive approach and attention to detail helped facilitate a smooth transaction. Thank you for your kind words, and I appreciate the opportunity to work together.
Very Thorough in what they do and also easy to communicate with when we needed help in understanding some things.Very help and easy to work with.
Reply from Christy Nemec
June 23rd, 2026 06:04 PM
Nanise, I appreciate your kind words about my thoroughness and communication. I'm glad I could assist you and make the process easier to understand. Thank you for choosing to work with me at Synergy One Lending, Inc.
Easy to talk to
Reply from Christy Nemec
June 23rd, 2026 01:51 PM
I'm pleased to hear that you found me easy to talk to, Jessica. Thank you for your kind words and for trusting me with your lending needs.
Christy is very simple, friendly and very knowlegeable about his area of work. The whole process was very smooth and less stressful for my family. She makes our dream of homeownership a reality.
Reply from Christy Nemec
June 23rd, 2026 01:51 PM
I'm pleased to know that the process felt smooth and less stressful for your family, Sakaraia. It’s wonderful to have been part of making your dream of homeownership a reality. Thank you for your kind words about my work and approach.
Very profesional everything kind very smooth prosaes Thank you very much again for helping
Reply from Christy Nemec
May 18th, 2026 07:34 PM
Thank you, Octavio, for your kind words. I'm pleased to hear that you found the process smooth and professional. It been a pleasure helping you through the years. :)
Fast and easy!
Reply from Christy Nemec
May 5th, 2026 06:52 PM
I'm pleased to hear your experience was fast and easy, Jill. Thank you for your feedback!
She is super hot!
Reply from Christy Nemec
May 2nd, 2026 10:34 PM
Thank you, David! HAHA! Adore you!
Unfortunately my experience with Christy Nemec and in general with Sinergy Modesto CA was so disappointing and difficul, they had ZERO communication do to conflict of interest between me and another realtor who is friends with Christy. She...
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Reply from Christy Nemec
March 30th, 2026 11:09 PM
Thank you for your feedback. I’m sorry to hear that you felt frustrated during this transaction.
From my perspective, I made every effort to communicate clearly and keep all parties informed throughout the process while adhering to my professional...
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About
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence.
Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803Aug 1st, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 283803
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235