Christy Nemec
Senior Loan Officer | NMLS #283803
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very profesional everything kind very smooth prosaes Thank you very much again for helping
Reply from Christy Nemec
May 18th, 2026 07:34 PM
Thank you, Octavio, for your kind words. I'm pleased to hear that you found the process smooth and professional. It been a pleasure helping you through the years. :)
Fast and easy!
Reply from Christy Nemec
May 5th, 2026 06:52 PM
I'm pleased to hear your experience was fast and easy, Jill. Thank you for your feedback!
She is super hot!
Reply from Christy Nemec
May 2nd, 2026 10:34 PM
Thank you, David! HAHA! Adore you!
Unfortunately my experience with Christy Nemec and in general with Sinergy Modesto CA was so disappointing and difficul, they had ZERO communication do to conflict of interest between me and another realtor who is friends with Christy. She...
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Reply from Christy Nemec
March 30th, 2026 11:09 PM
Thank you for your feedback. I’m sorry to hear that you felt frustrated during this transaction.
From my perspective, I made every effort to communicate clearly and keep all parties informed throughout the process while adhering to my professional...
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Christy, made her self available after hours, weekends, and always kept me up today on the progress of the refinance. Also, and must importan, the process was so easy for me to understand due to her patience and knowledge.I will not hesitate...
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Reply from Christy Nemec
February 23rd, 2026 05:22 PM
Ignacio, I'm pleased to hear that the refinancing process was straightforward and understandable for you. Being available and keeping you updated is something I strive for with all my clients, so I'm glad that my approach resonated with you....
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Working with Christy and her team has always been a great experience. we have worked with her before in the past and she has always come through for us. In all honesty, this past experience was a stressful one but christy reassured us that...
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Reply from Christy Nemec
February 3rd, 2026 10:45 PM
Jose, your continued trust means a great deal to me. I'm thankful that I could help ease some of the stress during this recent experience and that my assurance was comforting. It’s always rewarding to know that my efforts to remain positive...
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Few people, experiences, and/or "things" ever merit "Great" or "100%" or "10 out of 10," by default. Christy represents the rarity of all thing, especially in a service provider role. She epitomizes professionalism, knowledge, care, and potentially...
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Reply from Christy Nemec
January 28th, 2026 05:27 PM
Wow… truly, thank you!! Your words mean more to me than you know. I’m honestly so touched, not just because the review was kind, but because it reflects the trust, teamwork, and care that go into every file we’ve worked on together.What you...
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Your positive personality Allways available
Reply from Christy Nemec
January 28th, 2026 12:11 AM
I appreciate your kind words, Rosalba. I'm glad my availability and positive approach stood out during your experience. It's important to me to be there when you need support. Thank you for sharing your feedback! It is always a pleasure helping...
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Christy was wonderful at communicating both during business hours and off hours. She brought a level of expertise and care to the transaction that few have. Her understanding of the options and the process and showing them to our shared client...
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Reply from Christy Nemec
January 10th, 2026 04:16 PM
I appreciate your kind feedback on my communication and the expertise I brought to the transaction. Thank you so much for the kind words. It was truly a privilege to work with you as well. I really enjoyed helping your clients and making the...
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Christy's communication and patience with us was excellent, she answered all of our questions as quickly as she could, even after hours. She worked quickly to make sure we were in our home in less than a month! Amazing customer service.
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Reply from Christy Nemec
January 7th, 2026 08:09 PM
I'm grateful for your review, Gary. It's gratifying to know that my communication and patience made a difference in your experience. Being able to assist you quickly, even outside of regular hours, and ensure you were in your home promptly...
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About
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence.
Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
280
/850
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Positions
- Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803Aug 1st, 2018 - Current
Addresses and Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 283803
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235