

Modesto, Modesto, CA
Modesto, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We have been working with Kimberly for years and referred my parents to her and would not go to anyone else! She is amazing and literally the best around! We trust her and so blessed to have her in our lives! Thank you so much for all you do...
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What made it great was the check in, if i had a question they helped out by explaining and breaking it down for me and making my experience easy and fun!
Reply from Christy Nemec
August 21st, 2026 05:32 PM
Thank you so much, Gregorio! It has truly been a pleasure helping you and your family over the years. I greatly appreciate the trust you continue to place in me and my team. Your loyalty means more to me than you know, and I’m so glad we could...
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I cannot recommend Brandi from Synergy enough! After working with a previous loan officer who only approved us for a certain amount, we were ready to settle for less than our dream home. That's when Brandi came in and completely changed our...
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What made it great was Brandi! Beyond her expertise, what truly set Brandi apart was how she worked with us. Her responses were always fast—she never left us waiting or guessing where things stood. She approached our situation with genuine...
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Reply from Synergy One Lending "The Brandi Elg...
August 19th, 2026 04:47 PM
Jessica, I'm truly grateful for your thoughtful words. It's wonderful to hear that my approach and dedication made a positive impact on your home-buying journey. Knowing that you felt supported and confident throughout the process means a lot...
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Her knowledge and keeping us all in the loop. Great communication skills!
Reply from Synergy One Lending "The Brandi Elg...
August 17th, 2026 08:11 PM
Jack, I'm glad to hear you appreciated my knowledge and communication skills. Keeping everyone informed is important to me, and it's nice to know it made a positive impact on your experience.
Cindy has so much knowledge and very clear with explaining very kind too, demeaner is very pleasant and her level of response is out standing!
very diligent and timely with every step taken through the process
Reply from Synergy One Lending "The Brandi Elg...
August 14th, 2026 05:17 PM
Manuel, I appreciate your feedback on my diligence and timeliness throughout the process. It's good to know that these aspects of my service were helpful to you. If there's anything more you need, please feel free to reach out.
Christy was very flexible and responsive throughout the process. She provided quick responses to our questions and was always available when we needed clarification. We really appreciated her communication and support.
Reply from Christy Nemec
August 21st, 2026 03:07 PM
Ashly, I'm pleased that you found my flexibility and responsiveness helpful during the process. Your kind words about my communication and support mean a lot to me. Thank you for sharing your experience!
brandi had great communication. I am a first time buyer n Brandi was very helpful navigating me through the process
Reply from Synergy One Lending "The Brandi Elg...
August 12th, 2026 05:42 PM
Mark, I appreciate your kind words about my communication. I'm happy to have helped you navigate the process as a first-time buyer. If you have any more questions or need further assistance, feel free to reach out.
I was the listing agent and Christy represented the buyer. She called me before I even had a chance to fully review her clients offer to ensure that they were solid buyers. She was on top of every detail and closed the deal on time. Thank you!...
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Reply from Christy Nemec
August 21st, 2026 05:33 PM
Lisa, I'm glad to hear that my proactive approach and attention to detail helped facilitate a smooth transaction. Thank you for your kind words, and I appreciate the opportunity to work together.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235