Christy Nemec
Senior Loan Officer | NMLS #283803
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Christy made the entire experience great because she was consistently proactive, communicative, and genuinely invested in helping us get to the finish line. Even under tight deadlines and unexpected changes, she stayed patient, organized, and...
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Reply from Christy Nemec
December 4th, 2025 09:55 PM
I'm grateful for your kind words, Alberto. It's gratifying to know that my efforts to stay proactive and communicative made a positive impact on your experience, especially during tight deadlines and unexpected changes. I’m pleased that you...
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Great communication! You we're amazing and went above and beyond for my clients, thank you!
Reply from Christy Nemec
December 4th, 2025 09:56 PM
I appreciate your feedback, Greg. I'm pleased that you were satisfied with the communication and the effort put into supporting your clients. It's always my goal to go above and beyond in my work. Thank you for sharing your experience with...
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Christy responded quickly to my many questions day or night. She is friendly, knowledgeable and thoroug. Christy has helped me several times over the past 20 years with home purchases and I continue to use her because she is great!
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Reply from Christy Nemec
December 4th, 2025 09:57 PM
Charlene, I appreciate your long-term trust and continued collaboration over the years. It’s gratifying to know my responsiveness and support have been helpful across your numerous home purchases. Thank you for your kind words and for choosing...
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Christy is honest, informative, and friendly. She answered every question I had and made the process of refinancing extremely easy for someone like me who isn't great with business terms. She was quick to reply to all of our messages/emails...
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Reply from Christy Nemec
November 3rd, 2025 05:48 PM
I'm delighted to hear that your refinancing experience went smoothly and that my approach made things clearer for you. It means a lot to know you felt well-informed and comfortable throughout the process. Thank you for choosing to work with...
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Christy researched many options to get the best loan to meet my needs.
Reply from Christy Nemec
October 23rd, 2025 07:33 PM
I'm pleased to know that my efforts in researching various loan options were helpful for you. It was important to me to find a loan that met your specific needs. Thank you for sharing your experience, and if you ever have more questions or...
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Christy was knowledgeable and communicative. She made sure to update me on the loan every step of the transaction.
Reply from Christy Nemec
October 15th, 2025 11:34 PM
I appreciate your feedback and am pleased to know that you felt informed throughout the loan process. Keeping you updated at each stage is important to me. Thank you for trusting me with your loan transaction! It truly was a pleasure working...
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Things went very smoothly from start to finish.
Reply from Christy Nemec
October 15th, 2025 11:35 PM
It's great to know that things went smoothly from start to finish. I'm pleased I could assist you effectively throughout the process. I'm sincerely so happy for you both! Thank you for sharing your experience.
Christy is very professional, knowledgable and helpful. She is simply wonderful to work with.
Reply from Christy Nemec
August 25th, 2025 05:29 PM
Thank you, Pankaj, for your kind words. I'm delighted to hear that you found my professionalism and knowledge helpful. It was a pleasure working with you, and you are equally a fantastic agent! You really care about your clients and work hard...
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Christy is very knowledgeable and understands a lot about credit. She helped us take the right steps to increase the credit score quickly. She also had answers to every question we had.
Reply from Christy Nemec
August 22nd, 2025 07:08 PM
I'm glad to hear I could assist you with your credit score improvements. It's great to know that my knowledge and timely answers were helpful for your needs. Your positive experience is very important to me. Thank you for trusting me with your...
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Christy is a great communicator and extremely kind and friendly. We were first time home buyers and she really helped guide us on what to expect as well as what our budget was. She was constantly in communication with us, and quickly answered...
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Reply from Christy Nemec
July 14th, 2025 09:30 PM
I'm glad to hear you felt well-supported as first-time home buyers. It was a pleasure to guide you through the process and help clarify your budget and expectations. I'm always here to answer your questions and provide the communication you...
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About
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence.
Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803Aug 1st, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 283803
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235