Christy Nemec
Senior Loan Officer | NMLS #283803
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I highly recommend Christy for her professionalism, expertise, and dedication to my house purchase success. She made the loan process seamless by providing clear communication, prompt responses, and personalized solutions. Christy's attention...
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Reply from Christy Nemec
February 27th, 2025 06:23 PM
Thank you so much, Thomas, for your kind words! It was a pleasure working with you and being part of your home-buying journey. I'm thrilled to hear that you felt supported and well-informed throughout the process. Your trust and satisfaction...
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Christy is always amazing to work with. She communicates well every step of the way. She takes excellent care of the clients I refer to her. I also know if she says we are good to close, there are no surprises or hiccups in the last hours....
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Reply from Christy Nemec
February 24th, 2025 06:19 PM
JoAnn, thank you so much for your wonderful review. It truly means a lot to hear such kind words from you. I strive to make the process seamless and stress-free for everyone involved, and I'm thrilled to know I've been able to provide that...
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Good people and serv
Reply from Christy Nemec
February 24th, 2025 06:19 PM
Thank you, Gerald, for taking the time to leave a review. I'm glad to hear that you had a positive experience with us at Synergy One Lending, Inc. Your feedback is important to me, and I'm always here to help if you need anything in the future....
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Christy Nemec is a FABULOUS LOAN OFFICER! I moved to Modesto on December 16th by the first of January I had an exceptional Realtor who highly recommended Synergy One. My niece had a great experience with Synergy years ago, so I contacted her...
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Reply from Christy Nemec
February 7th, 2025 06:34 PM
Wow, Susan, your review has completely made my day! Thank you so much for such kind words. It was an absolute pleasure working with you on your loan, and I'm so thrilled we were able to close so quickly. I love helping people settle into their...
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Timely , transparent and honest communication throughout the process. Christy provided excellent advice and was great to work with!
Reply from Christy Balsbaugh
January 2nd, 2025 11:01 PM
I'm truly grateful for your kind words, Kshanika. Ensuring timely, transparent, and honest communication is at the heart of what we do at Synergy One Lending, Inc. I'm so glad I could provide you with excellent advice and that you found me...
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Being first-time homebuyers, we needed a lot of handholding. Christy was phenomenal right from the start all the way to the end. I would do business with her again whenever I get a chance.
Reply from Christy Balsbaugh
January 2nd, 2025 11:02 PM
Hi Vivek, I'm thrilled to hear that your first home-buying experience with me at Synergy One Lending, Inc. was a positive one! It was a pleasure guiding you through the process and I look forward to the opportunity to work with you again in...
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We have worked with Christy several times . She is very professional and easy to work with She answered all of our questions and made this a very easy process for us.
Reply from Christy Balsbaugh
November 18th, 2024 09:33 PM
Thank you so much, Allison! It's always a pleasure working with you and I'm thrilled to hear that you find the process easy. I'm here to answer any of your questions and make sure you feel comfortable every step of the way. Looking forward...
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THe communication was great and the electronic signature was awsome.
Reply from Christy Balsbaugh
November 13th, 2024 06:06 PM
I'm so happy to hear that you enjoyed our communication and the electronic signature process, Luis! Your feedback means a lot to me and to everyone here at Synergy One Lending, Inc. We always strive to make our client's experience as efficient...
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Christy was amazing and answered all of our questions along the way.
Reply from Christy Balsbaugh
November 11th, 2024 08:28 PM
I'm really glad to hear you had a positive experience, Hunter! It was my pleasure to assist you throughout the process. Your questions were valuable in helping us tailor a solution that met your needs. Thank you for giving Synergy One Lending,...
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The best service i Ever had
Reply from Christy Balsbaugh
November 4th, 2024 04:54 PM
I'm thrilled to hear that you were pleased with the service, Nabil! It's always my goal to provide the best possible experience for customers like you. Thank you so much for taking the time to leave a 5-star review and for choosing Synergy...
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About
I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence.
Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803Aug 1st, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 283803
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235