

Chris Laughlin
Senior Loan Officer | NMLS # 657495

I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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Chris was extremely helpful guiding me through the intracacies of the loan process. He was very professional throughout. His expertise guaranteed that their were no issues during closing. It was a pleasure working with him during the months...
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Reply from Chris Laughlin
August 12th, 2025 09:51 PM
Mike: Thank you for allowing us to take care of the loan for you. I hope you love the new home and that everything goes smoothly for you during your move.
I have worked with Chris on the last three houses that I have bought and he has been excellent to work with on all three. He is very knowledgeable and thorough. He takes the time to explain everything associated with the loan process along...
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Reply from Chris Laughlin
July 18th, 2025 05:14 PM
Thank you for the kind words Eric. It was our pleasure putting the mortgage together for you!
Chris is a person of detail! He makes sure everything is done correctly and in a timely manner. He is always there to answer any questions we might have and explain them in a manner we can understand. We would highly recommend Chris to anyone...
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Reply from Chris Laughlin
June 30th, 2025 05:48 PM
Pam: I'm glad we were able to help you with the financing for your new home. I hope you have many happy years there. :)
Chris was responsive and kept us up to date on everything that was happening during the loan process.
He was thorough in our closing meeting.
Patiently answered all questions.
Reply from Chris Laughlin
June 30th, 2025 05:48 PM
Mike: Thank you for allowing us to take care of your mortgage loan again. I hope you and Pam love the new house!
Chris was extremely helpful and very thorough with explinations and communications. Easiest loan/mortage i have ever done.
Reply from Chris Laughlin
June 3rd, 2025 03:22 PM
Mark: you were extremely helpful and very thorough with the information and documentation you provided us. Clients can make a huge difference in how easy / complicated it is for us to get a mortgage approved. Thank you for being a fantastic...
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Chris (and Karen) were extremely supportive during the whole process. They held our hands (virtually) throughout the sometimes harrowing journey . They were fantastic people .
Reply from Chris Laughlin
June 3rd, 2025 03:25 PM
Mike: Some clients have more challenging situations than others. As you know, yours was an extremely difficult one; however, we made a good team, stayed focused on what we could control, and found a way to get it finished together. Thank you...
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Christopher was very thorough and made sure we understood everything throughout the process!
Reply from Chris Laughlin
May 28th, 2025 07:50 PM
Oliver: Thank you for allowing us to help you and Ena purchase your first home. I hope you have many happy years... and when you hear that interest rates have declined, don't hesitate to give me a call and we'll help you refinance down to a...
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Chris made the transaction simple and seamless.
Reply from Chris Laughlin
May 25th, 2025 11:08 PM
Dan: Thank you for allowing us to take care of the loan for you. Welcome back to Kansas City!
very knowledgable explains everything well
Reply from Chris Laughlin
May 25th, 2025 11:08 PM
It was a pleasure working with you Marcela.
Everything
Reply from Chris Laughlin
May 20th, 2025 07:26 PM
Marcus: It was a pleasure helping you and Marcella with the purchase of your new home!
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org