

Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806


Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More


Metropolitan State University of Denver
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Reviews from Web
Charissa made the process of buying our first home a breeze! She helped us look at multiple loan options before putting an offer in on our house to find one that worked best for us. She walked us through every step to make sure we understood...
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Reply from Guild Mortgage - Charissa Cruz
March 24th, 2025 08:24 PM
Hi Erin!
I hope you and Spencer are doing well in your new home! Thank you so much for your kind review! Please stay in touch and send pictures! Warmly, Cher Cruz
Char did a great job with our buyers! The process was easy, smooth and on time! More importantly, the buyers were pleased! I will refer my next buyers to Charissa! Thank you for your great work! Mike Sibbald, Elevations Real Estate.
Reply from Charissa Cruz
February 20th, 2025 10:08 PM
Thank you so much Mike. You were amazing to work with and I look forward to doing more business together. I sincerely appreciate this review. Warmly, Cher Cruz
Cher and Jim are great people, who are knowledgable, helpful, caring and human!
Reply from Charissa Cruz
February 20th, 2025 10:09 PM
We so appreciate your business Jeffrey! We hope you and Beatrix find many years of happiness in your beautiful home.
Great people, knowledgable, helpful, caring and human!
Reply from Charissa Cruz
December 26th, 2024 06:45 PM
I'm truly thrilled to hear your positive feedback, Jeffrey! It was a pleasure to assist you with your purchase. Your words are greatly appreciated and reaffirm the value we place on our clients at Guild Mortgage. We strive to be knowledgeable,...
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My experience working with Charissa and the Cruz Team was exceptional. Their expertise in the field instilled confidence throughout the process. Cher's patience and transparency in providing a detailed price breakdown based on investment and...
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Reply from Owner
February 20th, 2025 10:09 PM
Dear Luis, I want to thank you again for your kind review. I hope you are enjoying your beautiful home. Please stay in touch. Warmest regards, Cher
The Cruz Team, including Cherish, demonstrated exceptional professionalism and trustworthiness throughout the process. Their informative, accessible, and transparent approach instilled confidence in me as a first-generation investor. Their...
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Reply from Charissa Cruz
November 27th, 2024 12:10 AM
Thank you so much for your kind words Luis. It means the world to me. I'm beyond thrilled for you and your parents (and, of course, Goliath and his sister :)). I look forward to staying in touch.
See above note
Reply from Charissa Cruz
November 16th, 2024 06:28 AM
Thank you so much for your kind words, Peter. I'm thrilled to hear that your experience with Guild Mortgage was a positive one and that you were satisfied with the services I provided. Your feedback is much appreciated and it was a pleasure...
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Charissa was an integral and key piece of our success as we purchased our first home. She was clear and organized and helped us to make educated decisions about the best choices for us.
Reply from Owner
February 20th, 2025 10:10 PM
Hi Angela, I wanted to thank you again for this kind review. I hope you are enjoying your beautiful home. Please stay in touch should you ever need anything. Warm regards,
Charissa was phenomenal throughouf the process. She made sure everything was clear and helped us to understand every step of the process. She was quick to respond and made sure we were successful
Reply from Charissa Cruz
November 14th, 2024 06:33 PM
Angela, I am so glad to hear that you had a positive experience with your loan process. Your feedback is highly appreciated and it was my absolute pleasure to guide you through each step and to ensure your success. Remember, should you have...
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Cher, was quick to respond and provided good communication to both sides of the transaction throughout the deal cycle.
Reply from Charissa Cruz
November 14th, 2024 06:08 PM
I'm so glad to hear that you were satisfied with the service, Joe. It was a pleasure assisting you with your mortgage purchase. I always strive to provide quick responses and clear communication throughout the transaction. Thanks for the kind...
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.