Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806
Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More
Metropolitan State University of Denver
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Reviews from Web
Cher made the entire process so smooth. She helped guide us from start to finish and was always available to answer any questions. As first time homebuyers, her guidance and support meant the word to us. I would recommend Cher and the Cruz...
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Reply from Charissa Cruz
February 18th, 2026 02:57 PM
Victoria, I appreciate you sharing your experience. I'm glad I could make the home buying process smooth and be there for your questions along the way. Helping first-time home buyers like yourself is always rewarding, and your recommendation...
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In All this is an amazing group of people that God has put in my life forever thankful . And my God Bless you all.
Reply from Guild Mortgage - Charissa Cruz
February 3rd, 2026 04:38 PM
Dearest Samantha,
You did it my friend!! You are so deserving. I am so so thrilled for you. Please stay in touch.
Warmly,
Cher Cruz
Cher and the team at Guild helped us understand different considerations for our investment property and when it was time to close, she helped us navigate throuvh through the process in a clear and efficient way.
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Reply from Charissa Cruz
December 29th, 2025 02:46 PM
Kathryn, thank you for taking the time to share your experience. It was a pleasure to help you with your investment property and guide you through the closing process. If you have any questions or need further assistance in the future, please...
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Buying a home seemed out of reach for us, but Charissa made it possible. I cannot thank her enough.
Reply from Guild Mortgage - Charissa Cruz
December 4th, 2025 04:41 PM
Dearest Casandra,
Thank you so much for your review. It was my absolute pleasure to work with you and Kyle. You both are so deserving. I am wishing you many years of happiness and joy in your new home.
Warmest regards,
Cher
Charissa and her team are the best. The loan process of the home buying experience is the most tedious/frustrating part, but Charissa kept us informed and prepared at each step. She was always available and truly kept me from pulling my hair...
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Reply from Guild Mortgage - Charissa Cruz
December 4th, 2025 04:42 PM
Kyle,
Your words mean the world to me. You and Casandra are such a special couple. I wish you all the good the world has to give. Many blessing in your new home.
Warmest regards,
I have done many transactions with Cher and they always gone smoothly because of Cher's experience, dedication, knowledge, great communition and superior customer service. I recommend Cher Cruz to all of my buyers.
Reply from Guild Mortgage - Charissa Cruz
November 18th, 2025 04:35 PM
Dearest Mary, you are a ray of light. It is such an honor and JOY to work with you. We bring out each other's light. You are such a gift.
Everyone we interfaced with was professional, very responsive and such a pleasure to work with.
Reply from Charissa Cruz
November 18th, 2025 04:36 PM
Thank you so much Carla for your kind words. I wish you and Carey much happiness with family, and I look forward to having coffee in the new year. Warmest regards, Cher
cher and her team were super helpful and answered all of our questions along the way
Reply from Guild Mortgage - Charissa Cruz
September 8th, 2025 09:51 PM
Thank you so much Jasmine for the awesome review. It was such an honor to help you and Ricky. I wish you much happiness in your new home! Please stay in touch.
Guild Mortgage - Charissa Cruz has received a review with 5 star rating from Ricardo R J
Reply from Owner
November 18th, 2025 04:37 PM
Thank you so very much Ricardo. I sincerely appreciate you taking the time to provide a review. It means the world to me. I hope you are well. Warmest regards, Charissa Cruz
Previous L.Os have been quite frustrating due to lack of communication and slow progress. However as soon as we were reffered To Ms. Cruz., our dream of owning a home was revived again. With constant updates, guidance and a clear route of this...
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Reply from Guild Mortgage - Charissa Cruz
September 8th, 2025 09:52 PM
Thank you so much Ricardo for your review. It means the world to me that you found my services helpful. I wish you much happiness in your new home. Warm regards
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.