Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806
Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More
Metropolitan State University of Denver
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Cher is the best!
Reply from Guild Mortgage - Charissa Cruz
September 9th, 2026 03:21 AM
Thank you so much for your kind words Michael. I sincerely appreciate it. Hope you are well. Warm regards,
Guild Mortgage - Charissa Cruz has received a review with 5 star rating from Regina L
Cher and her team are absolutely amazing! I will recommend them to any friends and family in need of a mortgage! Cher is so kind and genuinely cares! Thanks team!!
Reply from Guild Mortgage - Charissa Cruz
September 9th, 2026 03:22 AM
Regina, it was such an honor to do your loan. I appreciate you sooooooooooo much. Thank you for your kind words! They mean so much to me.
Charissa does an amazing job! She has gone above and beyond for my clients and family!
Guild Mortgage - Charissa Cruz has received a review with 5 star rating from Kim V
Cher was amazing throughout the entire proces!
Reply from Guild Mortgage - Charissa Cruz
August 9th, 2026 05:34 PM
Hi Kim, I so appreciate you and am so grateful for your words. I wish you much happiness in your new home. I look forward to getting together sometime soon. Warmly, Cher
Great Job!
Reply from Guild Mortgage - Charissa Cruz
June 15th, 2026 06:11 PM
Hi Joe,
Thank you so much for your comments. I wish you and Anna much happiness in your new home. Warm regards, Cher
Guild Mortgage - Charissa Cruz has received a review with 5 star rating from Matt D
Reply from Owner
June 15th, 2026 06:12 PM
Thank you Matt! Love working with you!
Cher always has amazing communication and does a great job walking our buyers through the loan process. She keeps everyone updated every step of the way and always get us to the finish line. Can't recommend her enough!
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Reply from Guild Mortgage - Charissa Cruz
June 15th, 2026 06:12 PM
Thank you Ron! Your words mean the world to me!
With our extremely busy schedules, Charissa Cruz was a pleasure to work with. My wife was in communication with her more than I was, and my wife cannot stop telling our family and friends how amazing Charissa was to work with. Charissa and...
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Reply from Charissa Cruz
March 27th, 2026 02:29 PM
Patrick, I'm pleased to hear that the process went smoothly for you and your wife. It's important to me to keep everything on track and provide clear communication, especially with busy schedules. I'm glad to have played a part in making the...
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.