

Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806


Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More


Metropolitan State University of Denver
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From start to finish, The Cruz Team has been consistently reliable, knowledgeable, and genuinely committed to supporting clients every step of the way. Charissa's expertise and clear communication make the lending process seamless, giving both...
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Reply from Owner
February 20th, 2025 10:11 PM
Dearest Melissa, You and Jaime are a dream team. We are so very grateful for you both and sincerely appreciate your reviews. We look forward to closing more deals with you both. Warmly, Cher and Jim
From start to finish, The Cruz Team has been consistently reliable, knowledgeable, and genuinely committed to supporting clients every step of the way. Cher's expertise and clear communication make the lending process seamless, giving both...
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Reply from Charissa Cruz
November 9th, 2024 04:25 PM
Hi Jaime, thank you so much for the glowing feedback! The satisfaction of our clients is the highest priority for us at Guild Mortgage. Hence, it's fantastic to hear that you felt supported and informed throughout the entire process. James...
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I have worked with Cher Cruz for my entire real estate career. She is so very knowledgeable, great at communication, has terrific people skills and makes all of her clients feel very important. I recommend Cher frequently because she is the...
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Reply from Charissa Cruz
February 20th, 2025 10:11 PM
Dearest Mary, It is ALWAYS a pleasure working with you. I so appreciate you my friend!
Charissa was immaculate throughout the entire process. I would 100% recommend using her especially if you're a first time home buyer!
Reply from Owner
February 20th, 2025 10:12 PM
Mitch, I wanted to circle back and thank you again for your kind review. I look forward to doing more business together this year! Warm regards, Cher
Cher was professional, knowledgable, and communicative through out the entire process. No real surprises came up, she lead us through the process seamlessly.
Reply from Charissa Cruz
November 1st, 2024 03:55 PM
I'm thrilled to hear that you had such a positive experience, Mitch! It was my pleasure to guide you through your loan process and ensure everything went smoothly. Thanks for the 5-star review—I'm glad I could help make your purchase with Guild...
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Char was awesome to work with and made this a very non-eventful transaction which is a beautiful thing. thank you Char!
Reply from Charissa Cruz
October 31st, 2024 05:05 PM
I'm thrilled to hear that the process went smoothly for you, Kathy. Your positive feedback means the world to me. I always aim to make transactions as hassle-free as possible for my clients at Guild Mortgage. I appreciate your review and look...
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Always helpful and informative on what the best options were
Reply from Charissa Cruz
October 28th, 2024 04:52 PM
I'm thrilled to hear you found our service helpful and informative, Jennifer! It was my pleasure to assist you with your purchase and to navigate through the best options together. Thank you for the stellar review and the 5-star rating. I appreciate...
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Charissa is a fantastic lender that is thorough, communicative and helpful. Our clients have loved working with her and we always enjoy doing a transaction with her. Highly recommend her to help you and your family!!!
Reply from Charissa Cruz
October 27th, 2024 09:18 PM
Thank you so much, Nora, for your glowing review! I'm thrilled to hear that you and your clients had a positive experience. It's always my goal to provide excellent, thorough service and clear communication throughout the transaction process....
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If you're searching for an exceptional lender, look no further than Cher! She truly is the best, consistently going above and beyond to ensure a seamless lending process. Cher excels in communication and provides invaluable education to everyone...
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Reply from Charissa Cruz
February 20th, 2025 10:13 PM
Chelsea, your words mean the world to me. You are exceptional in every way. I am so grateful for you. Warmest regards, Cher
If you're searching for an exceptional lender, look no further than Cher! She truly is the best, consistently going above and beyond to ensure a seamless lending process. Cher excels in communication and provides invaluable education to everyone...
read more
Reply from Charissa Cruz
October 27th, 2024 06:23 PM
Thank you so much, Chelsea, for your wonderful review. It brings immense satisfaction to know that the service and education I provide has helped in making the lending process seamless for you. I am truly grateful for your trust and for the...
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.