Guild Mortgage - Charissa Cruz
Mortgage Advisor | NMLS# 246806
Metropolitan State University of Denver
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 ki... Show More
Metropolitan State University of Denver
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Cher Cruz is an exceptional person and mortgage banker. She is always our go to person for all things mortgage related. Highly recommended!
Reply from Guild Mortgage - Charissa Cruz
August 24th, 2025 09:59 PM
Ron, thank you for your kind words and for trusting me with your mortgage needs. It means a lot to be your go-to person for all things mortgage related. I'm glad to have been able to support you. If you have any questions or need further assistance...
read more
Charissa was very helpful and patiently walked me and my partner through our mortgage loan and explored options for first time buyer assistance programs. We felt informed and supported the whole way!
Reply from Guild Mortgage - Charissa Cruz
July 22nd, 2025 06:31 PM
Thank you Chris! I so appreciate you and wish you all the success and happiness in your new home. Please stay in touch.
Cher was wonderful to work with! She always took the time to make sure that we understood everything and helped make the numbers less scary. She is also incredibly personable and you can tell she really cares.
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Reply from Guild Mortgage - Charissa Cruz
July 2nd, 2025 04:10 PM
Hi Jenn!
Thank you so much for your kind words. They mean the world to me. Sending you, Chris and Moose lots of hugs as you settle into your new home :)
Char was very professional and went over and above to assist with a challenging transaction.
Reply from Guild Mortgage - Charissa Cruz
June 10th, 2025 05:49 PM
Dear Kristen,
Thank you so much for you review. It means the world to me. Please let me know if there is anything I can do for you. Have a great week.
Warm regards,
Cher
Charissa was very helpful and walked through every step / question that I had! She was prompt and duedilegent !
Reply from Guild Mortgage - Charissa Cruz
April 14th, 2025 05:18 PM
Dearest Ema!
Thank you so much for your kind review. Congratulations to you! Please let me know when you settle in. I'd love to meet up with you. Warmest regards, Cher
Charissa was amazing! Always kept me in the loop and the transaction was smooth and stress free!
Reply from Guild Mortgage - Charissa Cruz
April 14th, 2025 05:18 PM
Thank you so much for your Kind review Lindsay! It was great working with you.
Warmly,
Cher Cruz
We recently worked with Cher as our loan officer, and she was absolutely amazing from start to finish. From the very beginning, she made herself available at all times to answer any questions we had, no matter how big or small. What really...
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Reply from Charissa Cruz
April 14th, 2025 05:19 PM
Dear Sarah and Stephanie!
Congratulations again on your new home! Please let me know when you settle in. I'd love to drop off some honey.
Warmest regards,
Cher Cruz
Cher Cruz is the best Mortgage Broker I have ever worked with . Her background in business entity structure and Financial Instruments makes it easy for me to refer business and individuals to her. She goes above and beyond to find solutions...
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Reply from Guild Mortgage - Charissa Cruz
March 25th, 2025 10:59 PM
Thank you Adriene! You mean the world to me
Charissa Cruz provided us with exceptionally conscientious service and attention to every detail. We were always informed and reassured as
Reply from Charissa Cruz
March 25th, 2025 11:00 PM
Thank you so much darling Sue!
Charissa was super responsive and easy to work with
Reply from Guild Mortgage - Charissa Cruz
March 24th, 2025 08:23 PM
HI Darcy! I hope you are doing well and enjoying your home! Please reach out anytime. Warmest regards, Cher
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About
Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Metropolitan State University of DenverMarketing/Marketing ManagementBachelor of Science (BS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 246806
Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 246806; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.