Guild Mortgage - Carlos Ramos
Loan Officer | NMLS# 2215949
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especia... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Reviews from Web
Carlos was incredible to work with. Always super helpful and explained things in ways I could understand.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Kaitlin, thank you so much for your feedback. I'm glad to hear that my explanations were clear and helpful for you. It was a pleasure working with you, and if there's anything more you need assistance with, please don't hesitate to reach out....
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I Did not like to be lead to believe we were talking about interest rate, when he was talking about the down payment. We both know very well that was not what I ment and there was no clarification on it. I was decieved by the lender in order...
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Quick response to all our questions and appointments.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Thanks, Russell, for your kind words. I'm glad to hear that my quick responses and timely appointments contributed positively to your experience. Should you have any more questions or need further assistance, don't hesitate to reach out. I'm...
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Carlos made the purchase process easy. He was very helpful with answer question. He communicated very well with the whole purchasing process. I really enjoy working with Carlos. I look forward to work with Carlos for future purchases.
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Thank you, Sebastian, for sharing your experience. I'm delighted to hear that I could make the purchase process smooth and that my communication met your expectations. It was a pleasure working with you, and I look forward to supporting you...
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Carlos was very helpful in our process and made the numbers work for us.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm pleased to hear that I could help with your process and ensure the numbers aligned with your needs, Rachel. It was a privilege to assist you at Envoy Mortgage Ltd. If there's anything else you need, feel free to get in touch.
Carlos was responsive, in depth, knowledgeable, and comitted to my needs
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Thank you, Mason, for sharing your positive experience. I'm glad to hear that my responsiveness and commitment made a difference for you. It's always my priority to be thorough and provide the knowledge needed to support my clients' needs....
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They way he help us to make are dream come true
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm so glad to hear that I could assist you in making your dream a reality, Andres. It was truly rewarding to be a part of this journey with you. Thank you for sharing your experience!
Carlos is the best 💯
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm thrilled to hear that you had such a positive experience, Eric. It was a pleasure assisting you at Envoy Mortgage Ltd. Thank you for your kind words!
Carlos was there to answer any question I had, even during odd hours, and direct me forward with the tasks at hand. Super helpful and insightful, 10/10 would recommend again.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm thrilled to hear that I could assist you with your questions and provide guidance throughout the process. Your recommendation is greatly appreciated, and I'm always here to help whenever you need it.
Promot responses and access Carlos made the process easy and answered all questions promptly
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm pleased to hear that you found the process easy and that my responses were prompt. It was a pleasure assisting you, and I'm glad I could answer all your questions. Thank you for your positive feedback.
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About
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especially enjoy helping first-time homebuyers who may not think they can qualify, veterans, and buyers building real estate portfolios. I specialize in WSHFC and down payment assistance programs, first-time homebuyer specialty programs, and VA loans. As a WSHFC Premier Partner, I combine thorough review with creative problem-solving to help everyone. I keep communication clear, explain what matters without overwhelming clients, and help them feel confident about their financing from preapproval through closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2215949
Achievements
- 2025 WSHFC Premier Partner
Hobbies
- Soccer
- Concerts
- Cars
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Disclaimer
I am authorized to do business in the states of California, Montana and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2864172; NMLS ID: 2215949; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.