Guild Mortgage - Carlos Ramos
Loan Officer | NMLS# 2215949
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especia... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Reviews from Web
When I first reached out to Carlos, I had no idea where to start. He explained everything in a way that was easy to understand and made the whole process feel much less overwhelming. What I appreciated most was that he was never pushy or made...
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Reply from Owner
September 29th, 2026 03:39 PM
Hey bro I'm glad I can help. I appreciate you trusting me with such a big milestone!
I was already working with another lender when I decided to have Carlos take a second look at my options. He was able to get creative and find me a rate almost a full percentage lower while still using down payment assistance. He also helped...
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Reply from Owner
September 24th, 2026 07:43 PM
Hey bro, I'm so glad you gave me the opportunity & trust to help you find the best loan possible! Congrats on the house!!
Carlos was awesome to work with! We had a transaction with some unexpected challenges, and he truly stepped up and helped save the deal. He was responsive, solution-focused, and worked hard to get everyone to the finish line. Being bilingual...
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Reply from Owner
September 22nd, 2026 06:02 PM
Thank you for the feedback Analexis! Glad I could help, it was great working with you! :)
Carlos was supper helpful and saved a family from loosing the house they wanted after a previous lender couldn't get them to the finish like. Thank you Carlos!
Reply from Guild Mortgage - Carlos Ramos
September 17th, 2026 08:47 PM
Hey Roberto, I'm glad I was able to find a way to get things to work for our client! I appreciate your trust in me to help, and it was great working with you!
Easy process working with Carlos. He answered all our questions, and mapped out various scenarios given our financial situation. I recommend him to all my coworkers and will definitely be working with him again in the future.
Reply from Owner
September 17th, 2026 08:48 PM
Hey Jose, thank you for trusting me to help your family with your first house! I'm glad I was able to make things make sense for you guys. I'm always here if you need anything. Congrats again!
really good communication
Reply from Guild Mortgage - Carlos Ramos
September 10th, 2026 08:08 PM
Hey Adam, I appreciate the feedback! Communication was great on your end as well, it was great to work with you on this one! Glad we were able to get your seller's home sold, and my buyers into their new spot!
Carlos was amazing to work with! He was communicative, responsive, and really helped keep everything moving throughout the transaction. I appreciated how available he was whenever questions came up and how well he worked with everyone involved....
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Reply from Guild Mortgage - Carlos Ramos
September 3rd, 2026 06:15 PM
Hey Bianca, I appreciate your feedback! You were also great to work with. Thank you! :)
Made the process so easy and helpful when we had questions. Always was available. Very knowledgeable through the process. Great person to work with .
Reply from Guild Mortgage - Carlos Ramos
August 19th, 2026 12:47 AM
Hey Abel, I appreciate the feedback! I had a great time helping your family, congrats on the new house! I'm always here if you need anything, glad you had a good experience
Carlos, was great. good communication. made everything easy peasy.
Reply from Guild Mortgage - Carlos Ramos
August 19th, 2026 12:49 AM
Hey Laurie, means a lot! Thank you for the feedback, I'm glad I could help!! :)
Working with Carlos has been a great experience. He's always keeping me updated throughout the process, communicates exceptionally well, and is a great problem solver whenever challenges come up. I truly appreciate his responsiveness and professionalism,...
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Reply from Carlos Ramos
August 10th, 2026 04:21 PM
Nancy, I'm grateful for your kind words and pleased to know that my communication and problem-solving met your expectations. It's wonderful to hear that you appreciate my responsiveness and professionalism. I look forward to supporting you...
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About
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especially enjoy helping first-time homebuyers who may not think they can qualify, veterans, and buyers building real estate portfolios. I specialize in WSHFC and down payment assistance programs, first-time homebuyer specialty programs, and VA loans. As a WSHFC Premier Partner, I combine thorough review with creative problem-solving to help everyone. I keep communication clear, explain what matters without overwhelming clients, and help them feel confident about their financing from preapproval through closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2215949
Achievements
- 2025 WSHFC Premier Partner
Hobbies
- Soccer
- Concerts
- Cars
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Disclaimer
I am authorized to do business in the states of California, Montana and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2864172; NMLS ID: 2215949; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.