Guild Mortgage - Carlos Ramos
Loan Officer | NMLS# 2215949
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especia... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Reviews from Web
Very friendly, great service, sayisfied, and I recommend anyone to Enviy an Carlos. Thank you !
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
It's wonderful to know you had a positive experience, Jakob, and felt satisfied with my service. Your recommendation of Envoy Mortgage and myself means a lot. Should you ever have more questions or need assistance in the future, feel free to...
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Ccarlos has helped us with two mortgages now and has made the process easy each time.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Thank you for trusting me with two mortgage transactions, Jacqueline. I'm glad to hear that both experiences were smooth and straightforward for you. If there's anything more I can do to assist or if you have any questions in the future, please...
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Working with Carlos was an incredible experience! From start to finish, made the home buying process smooth, transparent, and stress free. Always available to answer questions, explain details clearly, and guide us through every step. We’re...
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I appreciate your kind words, Julian. I'm pleased that the process was smooth and transparent for you. Being available to answer questions and guide you through each step is something I value greatly. If you have any questions in the future...
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Had a great and fast experience. Financial advisor was quick to answer my questions and always responded promptly to my messages.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm pleased to hear that you had a great and efficient experience, Joe. Prompt responses and clear communication are key priorities in my work. Should you have any further questions or need additional assistance, feel free to reach out anytime....
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I selected Carlos as he was listed as a specialist in the type of mortgage loan program that we ended up using. He dialed in the specific loan type that suited my needs. As a result there was little wasted effort in securing a loan.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm glad I could assist you in finding the right mortgage loan program, James. It's important to tailor the process to fit your needs precisely, ensuring efficiency without any unnecessary steps. If any further questions arise or if you need...
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We had good communication throughout the process and carlos was fast with paperwork. We are really pleased with his help.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
It's great to hear that you found the communication effective and that the paperwork was handled swiftly, Angel. I'm pleased to have been of help throughout the process. If there's anything else you need or any questions you might have in the...
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Very on time
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Thank you for your feedback. Your acknowledgment of my timeliness is appreciated. If there's anything else you need, feel free to reach out.
Carlos worked with me all the way tru the process. It was a very smooth and easy app to use and communicate. For our first time buying our home we were pretty clueless but now I understand all the process clearly. Thank you Carlos Ramos me...
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I appreciate you sharing your experience, Leticia. It’s great to know that the app was user-friendly and that I could help make the home buying process clear for you and your family. Supporting first-time buyers like you is important to me,...
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Carlos made the home buying process understandable and easy. Especially for a first time home buyer like me. Will for sure recommend!
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm glad I could make your home buying experience smooth and understandable, Victor. It's important to me that first-time buyers feel confident and informed. Thank you for your kind words and for considering recommending my services. If you...
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What made it great was the communication between both and it made things go more smoothly for me when ever I had questions . No matter the time you were will to answer all my concerns and questions .
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Gloria, thank you for taking the time to leave a review. I'm pleased to hear that the communication throughout the process was helpful for you. Being available to answer your questions and concerns is very important to me, and I'm glad it contributed...
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About
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especially enjoy helping first-time homebuyers who may not think they can qualify, veterans, and buyers building real estate portfolios. I specialize in WSHFC and down payment assistance programs, first-time homebuyer specialty programs, and VA loans. As a WSHFC Premier Partner, I combine thorough review with creative problem-solving to help everyone. I keep communication clear, explain what matters without overwhelming clients, and help them feel confident about their financing from preapproval through closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2215949
Achievements
- 2025 WSHFC Premier Partner
Hobbies
- Soccer
- Concerts
- Cars
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Disclaimer
I am authorized to do business in the states of California, Montana and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2864172; NMLS ID: 2215949; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.