Guild Mortgage - Carlos Ramos
Loan Officer | NMLS# 2215949
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especia... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Reviews from Web
I felt informed and supported throughout the entire process. Thank you to Carlos and his team!
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm grateful to know that you felt informed and supported throughout the process, Simon. Thank you for acknowledging my team and me. If there's anything else we can assist you with, please feel free to reach out.
The process was clear and smooth. Carlos was very helpful and will use in the future
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm pleased to hear that you found the process clear and smooth, Orion. Your feedback means a lot, and I'm glad I could be of help. I look forward to assisting you again in the future.
Carols was fantastic throughout the entire process. Extremely knowledgeable, friendly and always quick to respond if we had any questions. Highly recommend Carlos and the team at Envoy!
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Thank you for sharing your experience, Thomas. I'm glad to hear that you found my support helpful throughout the process. It's important to me to be responsive and knowledgeable for my clients. Your recommendation is appreciated, and if you...
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I’m so happy I met Carlos Ramos. If it weren’t for him, I wouldn’t be in my new home today. I truly believed I would never be able to purchase a home, but Carlos made it all possible. He was knowledgeable, supportive, and guided me through...
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
Hearing about your new home brings a smile, Victoria. It was my pleasure to guide you through the process and to make this experience smoother for you. I'm glad to know that you're satisfied with my support, and your recommendation is greatly...
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It's was great
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I appreciate your feedback, Joshua. If there's anything more you'd like to share about your experience or if you have any questions in the future, please feel free to get in touch. Thank you!
I’m so happy I met Carlos Ramos. If it weren’t for him, I wouldn’t be in my new home today. I truly believed I would never be able to purchase a home, but Carlos made it all possible. He was knowledgeable, supportive, and guided me through...
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
It's great to hear that you're enjoying your new home, Victoria. I'm glad I could assist and support you in making this dream a reality. Your recommendation means a lot, and if your friends or family ever need help with their home-buying journey,...
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If it wasnt for CARLOS i would have never got the loan. And i cant thank him enuf.The first loan place i went too droped the ball and on the move in date i was denied the loan.i also want to thank my relator LEONARDO GARCIA from coldwell bankers..if...
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I genuinely appreciate your thoughtful words, Juan. It was a pleasure assisting you in securing the loan, and I'm glad Leonardo was there to connect us. Teamwork indeed can achieve great things, and I'm grateful to have been a part of your...
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Carlos was fast and easy to communicate with. This was the smoothest refinancing process I could have imagined.
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm glad to know that the refinancing process was smooth and communication was easy for you, Vanessa. Making things efficient and clear is always my goal. If you ever need more assistance or have further questions, feel free to reach out. Thank...
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Everything was so easy and simple
Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
It's good to hear that the experience was easy and simple for you, Will. If there's anything else I can assist with or any further questions you have, don't hesitate to reach out. I appreciate your feedback!
Carlos provided outstanding service from start to finish. His communication was consistent and clear, and he always took the time to explain every detail so that I fully understood my options. He made the loan process straightforward and stress-free....
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Reply from Guild Mortgage - Carlos Ramos
July 7th, 2026 09:01 PM
I'm pleased to hear that you found my service beneficial, Christian. Clear communication and ensuring you understand all your options are priorities of mine throughout the loan process. If you have any more questions or need assistance going...
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About
I’m Carlos Ramos, a Mortgage Loan Officer with Guild Mortgage local to Tri Cities, and helping homebuyers anywhere in Washington. I have worked in mortgage lending since October 2021 and am also licensed in California and Montana. I especially enjoy helping first-time homebuyers who may not think they can qualify, veterans, and buyers building real estate portfolios. I specialize in WSHFC and down payment assistance programs, first-time homebuyer specialty programs, and VA loans. As a WSHFC Premier Partner, I combine thorough review with creative problem-solving to help everyone. I keep communication clear, explain what matters without overwhelming clients, and help them feel confident about their financing from preapproval through closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2215949
Achievements
- 2025 WSHFC Premier Partner
Hobbies
- Soccer
- Concerts
- Cars
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Disclaimer
I am authorized to do business in the states of California, Montana and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2864172; NMLS ID: 2215949; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.