Brittani Ratcliffe
Loan Originator
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Brittani Ratcliffe at Waterstone Mortgage made our out-of-state home purchase seamless! Her expertise, responsiveness, and constant support turned a potentially stressful process into a smooth experience. Brittani was always available with...
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Reply from Brittani Ratcliffe
May 16th, 2025 06:11 PM
I'm thrilled to hear that your out-of-state home purchase went seamlessly. It was a pleasure assisting you, and I'm glad that my expertise and support made the process smoother for you. Thank you for your recommendation and kind words.
Brittani got our loan done on time. We had a lot of moving parts with our move from another state, it was a ton of work. Waterstone made it work.
Reply from Brittani Ratcliffe
May 16th, 2025 06:11 PM
I'm thrilled to hear that we were able to assist you effectively with your move and get your loan done on time. It was a pleasure working with you, and I'm glad we could support you throughout the process. Thank you for choosing Waterstone...
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Brittani Ratcliffe is the absolute best! Waterstone Mortgage made purchasing my home one of the easiest processes I have ever done. The provided all the documents and information I needed along the way, and made sure everything was done in...
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Reply from Brittani Ratcliffe
May 16th, 2025 06:11 PM
I'm thrilled to hear that your home purchasing process was smooth and efficient. It was a pleasure assisting you, and I'm glad I could provide the support and information you needed along the way. Thank you for your kind words and trust in...
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Brittani was very prompt and thorough in making our refinance a success!
Reply from Brittani Ratcliffe
May 16th, 2025 06:12 PM
I'm thrilled to hear that you found the refinancing process prompt and thorough. It was a pleasure to assist you, Crystal, and I'm glad we could achieve a successful outcome together. Thank you for your kind words!
Brittani has been very helpful during the process of purchasing our home in VA. She was available even during the weekends if we have any questions. We highly recommend her for her proffesionalism and willingness to assist any customer.
Reply from Brittani Ratcliffe
May 16th, 2025 06:12 PM
I'm thrilled to hear that I could assist you during the home purchasing process in VA. It was my pleasure to be available and help with any questions you had. Your recommendation is greatly appreciated. Thank you for choosing Waterstone Mortgage!...
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Brittani and her team were amazing! They made a cross country sale/move a whole lot easier! Thank you so much!
Reply from Brittani Ratcliffe
May 16th, 2025 06:12 PM
I'm thrilled to hear that we could make your cross-country move easier. It was a pleasure working with you, and we appreciate your kind words. Thank you for choosing Waterstone Mortgage!
Brittani and her team were amazing! They made a cross country sale/move a whole lot easier! Thank you so much!
Reply from Brittani Ratcliffe
May 16th, 2025 06:12 PM
I'm thrilled to hear that we could make your cross-country move easier. It was a pleasure assisting you with your loan. Thank you for your kind words, Susan!
My wife and I have had a great experience working Brittani, great communication! Very professional! Would highly recommend reaching out to her for all your needs when purchasing a new home!
Reply from Brittani Ratcliffe at Waterstone Mo...
May 23rd, 2024 03:03 PM
Thank you for your kind recommendation, Caleb! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
Brittani was FANTASTIC to work with from start to finish! We had to move across country and had a tight time frame, and she worked with us and kept us in the loop throughout the entire process. Brittani was extremely responsive, timely, and...
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Brittani was FANTASTIC to work with from start to finish! We had to move across country and had a tight time frame, and she worked with us and kept us in the loop throughout the entire process. Brittani was extremely responsive, timely, and...
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About
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA, FHA, and VA loans, she serves homebuyers in Virginia, West Virginia, and beyond, lending in 48 states through Waterstone Mortgage. Brittani is passionate about helping clients achieve homeownership. Outside of work, she enjoys family time with her husband and three children, and stays active in her community as an ambassador for the Montgomery County Chamber of Commerce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
DSCR Loans
Bank Statement Loans
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1308660
Awards
Disclaimer
West Virginia Mortgage Broker Branch License #MBB-2403304.West Virginia Mortgage Lender Branch License #MLB-2403304.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions