Brittani Ratcliffe
Loan Originator
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA,...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
All parties associated with the purchase of the property were knowledgeable and helpful!
Brittani was great through the whole process would always get yours answers fast when you contact her
Reply from Brittani Ratcliffe
May 27th, 2026 08:43 PM
I'm grateful for your kind words, Adam. It's appreciated to know that you felt supported throughout the process and received answers quickly. If there's anything else I can assist you with, please don't hesitate to reach out.
Brittani was fantastic in helping in every way she could
Reply from Brittani Ratcliffe
May 25th, 2026 05:15 PM
I'm pleased to know that I could assist you in every way possible, Wenzori. Your kind words mean a lot, and I'm grateful for the opportunity to work with you. If there's anything else I can do, please let me know.
Brittani and her team made the most difficult process manageable. From our very first conversation, Brittani took her time explaining and affirming things for us - often going above and beyond to answer us in the evenings or early mornings....
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Reply from Brittani Ratcliffe
May 6th, 2026 01:09 PM
I'm grateful for your kind words, Stephanie. It's appreciated to know that I could help make the process manageable for you. I'm pleased to hear that both Lauren and I were able to assist you effectively, even during those early mornings and...
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The whole team was available and fast to respond with any questions or concerns. Even after business hours.Thank you so much
Reply from Brittani Ratcliffe
May 1st, 2026 02:03 PM
I appreciate your kind words, Erica. I'm pleased to know that our team's responsiveness, even after business hours, made a positive impact on your experience. Thank you for sharing your feedback and for trusting me with your mortgage needs.
Easy to deal with and straight forward
Reply from Brittani Ratcliffe
April 29th, 2026 03:59 PM
Layton, I'm pleased to know that you found the process easy and straightforward. Thank you for sharing your experience with Waterstone Mortgage. If there's anything else I can assist you with, please feel free to reach out.
Brittani made the whole process so quick and easy! From start to finish, she was always available to answer our questions and explain anything we weren’t sure about. She kept everything moving smoothly, stayed on top of every detail, and made...
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Reply from Brittani Ratcliffe
April 2nd, 2026 01:07 PM
I'm pleased to know that the process felt quick and easy for you, Tracy. Ensuring everything runs smoothly and addressing any questions you have is always my priority. Thank you for your recommendation and for allowing me the opportunity to...
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Brittani was extremely helpful, easy to get in contact with, and very nice. I would highly recommend her to anyone!
Reply from Brittani Ratcliffe
March 29th, 2026 06:20 PM
I'm pleased to know that you found my assistance helpful and that staying in contact with me was easy, Kaleigh. Your recommendation means a lot, and I'm grateful for your kind words. If there’s ever anything more you need, don’t hesitate to...
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Excellent service!
Reply from Brittani Ratcliffe
March 29th, 2026 06:19 PM
I'm pleased to know you found the service excellent, Victoria. Thank you for your kind words and for trusting me with your mortgage needs. If there’s anything else I can help with, please don’t hesitate to get in touch.
Brittani was very helpful throughout the entire process and explained everything as we went.
Reply from Brittani Ratcliffe
March 28th, 2026 08:21 PM
Desiree, I'm pleased to hear that you found the guidance helpful throughout the process. It was important to me to ensure everything was clear for you along the way. If you have any further questions or need assistance in the future, please...
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About
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA, FHA, and VA loans, she serves homebuyers in Virginia, West Virginia, and beyond, lending in 48 states through Waterstone Mortgage. Brittani is passionate about helping clients achieve homeownership. Outside of work, she enjoys family time with her husband and three children, and stays active in her community as an ambassador for the Montgomery County Chamber of Commerce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
DSCR Loans
Bank Statement Loans
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295
/850
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1308660
Awards
Disclaimer
West Virginia Mortgage Broker Branch License #MBB-2403304.West Virginia Mortgage Lender Branch License #MLB-2403304.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions