Brittani Ratcliffe
Loan Originator
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
First time home buyer and I couldn't have asked for a better experience. Brittani and her team were absoutley amazing! The process was seamless with them and they took the time to help me with anything I needed. I felt cared for and did not...
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Reply from Brittani Ratcliffe
July 7th, 2025 01:37 AM
I'm thrilled to hear that your first home buying experience was exceptional. It was a pleasure assisting you, and I'm glad that you felt supported throughout the process. Thank you for your high recommendation of both myself and the Waterstone...
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Brittani and Lauren were great to deal with! They helped us with everything we needed throughout the whole process.
Reply from Brittani Ratcliffe
June 28th, 2025 07:47 PM
I'm so happy to hear that you had a positive experience working with both Lauren and me. It was a pleasure assisting you throughout the process. Thank you for your kind words and for choosing Waterstone Mortgage.
Brittani was always quick to respond and explain things when I had questions about the process or where I was at in the process of buying my
home
Reply from Brittani Ratcliffe
June 25th, 2025 03:40 PM
I'm glad to hear that I could provide timely responses and clear explanations throughout your home-buying process. It was a pleasure assisting you, and I appreciate your feedback.
I had an outstanding experience working with Brittani Ratcliffe as my mortgage originator. From start to finish, she was incredibly informative, responsive, and professional. She took the time to explain everything clearly, answered all my...
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Reply from Brittani Ratcliffe
June 9th, 2025 01:19 PM
I'm so happy to hear about your outstanding experience, Anthony. It was a pleasure assisting you throughout your mortgage process. I'm glad I could help secure a great rate for your home loan and provide the support you needed. Thank you for...
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Brittani was kind, encouraging, and helpful along the way. We sensed that she really wanted to help us reach our goal to buy this home, and that was very reassuring
Reply from Brittani Ratcliffe
June 6th, 2025 05:55 PM
I'm thrilled to hear that you felt supported and encouraged throughout the process. It was my pleasure to assist you in achieving your goal of buying a home. Thank you for your kind words and for choosing Waterstone Mortgage.
Brittani was very informative and kept me constantly updated throughout the whole process.
Reply from Brittani Ratcliffe
May 29th, 2025 01:04 PM
I'm glad to hear that you found the updates and information provided helpful throughout the process. It was a pleasure assisting you at Waterstone Mortgage. If you have any further questions or need assistance, please don't hesitate to reach...
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This was the best experience i I could have had with something ad as streeful as buying a home. All my questions were answered and I never was made to feel like a bother. I will never use another company other than water stone! Everyone is...
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Reply from Brittani Ratcliffe
May 20th, 2025 03:37 PM
I'm so happy to hear that your home-buying experience was so positive. It was a pleasure assisting you, and I appreciate your kind words and recommendation. Thank you for choosing Waterstone Mortgage!
The process was straightforward and we got a great rate. Great communication throughout the process too.
Reply from Brittani Ratcliffe
May 13th, 2025 05:39 PM
I'm thrilled to hear that you found the process straightforward and were satisfied with the rate. Excellent communication is a priority for me, and I'm glad it met your expectations. Thank you for your feedback, Jeffrey!
It was a super easy experienc for it being the first time I've ever bought a house.
Reply from Brittani Ratcliffe
April 10th, 2025 03:20 PM
I am so happy for you! Thank you for allowing me the opportunity to be a part of your home purchase.
Brittani was able to communicate efficiently and quickly to get us to closing by the estimated closing daye even at a late notice. She made the process easy on me. She was a joy to work with!
Reply from Brittani Ratcliffe
April 10th, 2025 03:21 PM
Thank you Tyler, you were a dream client. Thanks for allowing me the opportunity to work with you and sending me a referral. I wish you many years of happiness in your new home.
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About
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA, FHA, and VA loans, she serves homebuyers in Virginia, West Virginia, and beyond, lending in 48 states through Waterstone Mortgage. Brittani is passionate about helping clients achieve homeownership. Outside of work, she enjoys family time with her husband and three children, and stays active in her community as an ambassador for the Montgomery County Chamber of Commerce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
DSCR Loans
Bank Statement Loans
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1308660
Awards
Disclaimer
West Virginia Mortgage Broker Branch License #MBB-2403304.West Virginia Mortgage Lender Branch License #MLB-2403304.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions