Brittani Ratcliffe
Loan Originator
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA,... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
She experienced, knowledgeable, and responsive officer who can guide you through the process effectively. Absolutely the best!
Reply from Brittani Ratcliffe at Waterstone Mo...
March 21st, 2026 12:42 PM
I'm pleased to know that you found my guidance effective, Melissa. It's great to hear that you appreciated my experience and responsiveness during the process. Thank you for your kind words and for trusting me with your mortgage needs. If there's...
read more
Brittani was Amazing to work with. she was available to answer all my questions in a timely manner. The loan process was very smooth and fast! I couldn't have asked for a better lender to purchase my first home! Thank you Brittani for your...
read more
Reply from Brittani Ratcliffe
December 29th, 2025 05:27 PM
I'm glad to hear that the loan process went smoothly for you, Maggie. It was a pleasure assisting you with purchasing your first home and being available to answer all of your questions. Thank you for sharing your experience and for choosing...
read more
Brittani was awesome! She helped us every step of the way and always answered any questions we had! She was very knowledgeable and professional!
Reply from Brittani Ratcliffe
December 4th, 2025 02:43 PM
It's great to know that you felt supported throughout the process, Roxie. Helping with each step and answering questions clearly is something I always strive for. I'm pleased that my knowledge and professionalism made a positive impact on your...
read more
This was a very long process for our family due to a few unexpected events along the way. With that said, Brittani was amazing every step of the way and made us feel at ease with any questions or concerns!
read more
Reply from Brittani Ratcliffe
November 25th, 2025 03:08 PM
I appreciate your feedback, Malorie. Navigating unexpected events can certainly make the process feel long, and I'm glad I could provide support and ease during that time. It's important to me that you felt comfortable reaching out with any...
read more
Very fast process
Reply from Brittani Ratcliffe
November 20th, 2025 04:51 PM
I’m glad the process was quick for you, Michael. If there’s anything else you need or if you have questions in the future, please feel free to reach out.
Brittani was very professional and knowledgeable when answering any questions we had. Highly recommend!
Reply from Brittani Ratcliffe
November 19th, 2025 04:59 PM
I'm grateful for your recommendation, Justin. It's great to hear that you found my approach professional and my answers helpful. Thank you for sharing your experience!
Brittani was amazing throughout the whole process. She was available for questions, very quick to respond. She helped facilitate seamless communication between the other people involved in securing the loan. She has an inviting warm personality...
read more
Reply from Brittani Ratcliffe
November 18th, 2025 05:10 PM
Knowing that you felt supported and that the process flowed smoothly is truly rewarding. Your kind acknowledgement of my communication efforts and approachability means a lot. I’m glad I could assist in making the journey manageable for you....
read more
Brittani was so wonderful to work with and made the process make so much sense to us as First Time Homebuyers . I will recommend Waterstone to so many after this experience!
Reply from Brittani Ratcliffe
October 22nd, 2025 03:24 PM
It's great to hear that I could make the home-buying process clear and manageable for you, especially as first-time homebuyers. I'm glad you had a good experience and feel confident in recommending others to Waterstone Mortgage. Thank you for...
read more
Brittani was an excellent help and guide to us throughout the entire process of our home purchase.
Reply from Brittani Ratcliffe
October 22nd, 2025 03:25 PM
Thank you, Aiden, for your kind words. It's gratifying to know that I could assist and guide you throughout your home purchase journey. Your experience is very important to me, and I'm glad I could be there to help at each step. If you have...
read more
Brittani was very helpful and on top of things.
Reply from Brittani Ratcliffe
October 22nd, 2025 03:26 PM
I appreciate your feedback, Brent. It's great to hear that you found my assistance helpful and that I was able to stay on top of things throughout the process. Thank you for your kind words and for choosing to work with me at Waterstone Mortgage....
read more
31–40 of 73
About
With over 15 years of experience in financial services and mortgage lending, Brittani Ratcliffe is known for her strong communication, networking skills, and genuine connections with clients and partners. Specializing in conventional, USDA, FHA, and VA loans, she serves homebuyers in Virginia, West Virginia, and beyond, lending in 48 states through Waterstone Mortgage. Brittani is passionate about helping clients achieve homeownership. Outside of work, she enjoys family time with her husband and three children, and stays active in her community as an ambassador for the Montgomery County Chamber of Commerce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
DSCR Loans
Bank Statement Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1308660
Awards
Disclaimer
West Virginia Mortgage Broker Branch License #MBB-2403304.West Virginia Mortgage Lender Branch License #MLB-2403304.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions